there is some evolvement of the private sector but 100% mandated by the federal government. so it's not the private sector and the free markets deciding what to offer and consumers freely deciding what to buy and the market working that way. so i think this whole web site debate is temporary. they'll figure it out. they'll get somebody in over time to figure it out. the problem is then you move onto the next problem. the right people aren't going to sign up. the actuarial tables aren't going to line up in a way. >> there can be a number of problems. but don't you agree, you can't both say that it was great for the federal government to get involved with medicare part d which you voted for and turn around and say it's horrible for the government to get involved in health care. you voted for an expansion of the health care system, didn't you? >> that was the biggest mistake i made. >> every senior watching this wants to thank you for that big mistake, sir. >> but the bottom line is that that is in large part a privately-run plan.