if you find a lower rate with no origination fees, we'll match it and pay you $1,000 at closing. that's how certain we are. having an even lower lower rate also gives you more options, like boosting your price range or enjoying lower monthly payments. combined with zero origination fees, filo is practically a mortgage rate hero. start your pre-approval and let the filoing begin today. (announcer) find your lower rate at filomortgage.com, or by calling the number below. (soft music) ♪