Rally here dow surging 260 points s p rising 1. 5 and the nasdaq gaining 1. 78 . Because mario draghi recognizes the low to no level of Economic Growth was just unacceptable. So hes throwing a trillion euros at the problem to stimulate the more abundant economies, even if it means taking down a lot of debt so more products can be sold overseas. Will it work . Oh for heavens sake who knows. The fact is six years after our central bank decided its not acceptable to have high unemployment, the europeans, maybe even the germans, theyre getting the message. Hey, worked for us. Stop debating that. It did. Could work for them. Its occurring not a moment too soon, though. You will hear a lot of whining from people who clearly dont own any stocks this is all bad. Where will it lead to interest lates are too low. Theyre too low already and this is papering over the problem. I could care less. Im here to help you make money. Im no professor. Let me explain something. We are so lucky in this country. Things go wrong with the current guys, we throw them out and put the other guys in. When things go wrong in europe some new party comes in that represents some unholy political extreme and civil unrest occurs. Thats certainly better than china, where they execute people for missing the quarter and face a possible overthrow. It is a reminder that europe has a big political and economic issue over there, and draghi will stop at nothing. He will indeed invoke the dictum of malcolm x by any means necessary to get some job growth and head off the extremists that work on the sidelines on any country in the continent. Thats the issue. Enough in europe. You know how i always say in big selloff a lot of stuff goes down that shouldnt be with bath water kind of thing. The bristolmyers theorem. Where i ask if the more onic market know what its doing. The proximate cause of the selloff has nothing to do with the price earnings ratio of bristolmyers. Its the same deal with rallies. Two sides of the same coin. The proximate cause of this rally is the central banker who wants to throw trillions of euros to get some growth going. Anyone who owns stock wants growth. But the Collateral Damage here is the weak euro. And i have to tell you, that weak euro along with a lot of weaker currencies, is really starting to kill a lot of our companies. Today because of the lockstep nature of stocks they all go up with stock futures like today. A lot of stocks actually went higher that shouldnt have gone higher including many that will go gown perhaps precipitously when they report their earnings. In fact all you have been hearing, if you are on these quarterly Conference Calls, is the moaning and groaning of how hard it is to do business overseas, because of the weak euro and how the translation back into dollars is crushing profitability. They keep talking about currency headwinds. I heard the word ive been doing textual analysis seeing four or five times in a Conference Call this word headwinds. I say youve got to take heed to bob dylan. You dont need a weatherman to know which way the wind blows. I think its become obvious who is going to make the quarter and who isnt. You dont need an analyst to tell you where the number cuts are coming from. The answer, my friend is blowing in the currency headwinds. Caused by the relentlessly strong dollar today being a prime example. We all want to visit europe. We dont want our companies doing business there. We are seeing this dollar issue creeping up everywhere and its become a gale force headwind for Many InternationalCompanies Based here. The strong dollar American Express last night sure didnt help themselves by having a slow december and blaming the consumer. The strong dollar annihilated Johnson Johnsons quarter. Although, again, i was surprised by the slowing growth there. I was surprised by that quarter. We know the strong dollar blasted ibms earnings. But then again, they have become an excuse machine and a serial misser of their targets. A waste of a whole set of Technology Companies that are reporting youre in the teeth of it. You can barely tell today, because every stock went higher. Thats the opportunity to lighten up on the ones that shouldnt. And then after hearing all this whining about the headwind the headwind, the headwind you get on the almost entirely domestic United HealthConference Call. Unh. This is like house of cards to me. This is like breaking bad. These kinds of Conference Calls, theyre dramas theyre dramas. And theyre not tragic dramas. Theyre comic dramas. You dont hear about headwinds. You hear about secular tail winds like managing cost controls. Thats how a stock goes up without a takeover bid. Listen to gary kelly, ceo southwest air and sellstells the story of the dramatic drop in fuel cost. Double whammy. Thats how you get the number one performing stock in 2014 up another 8 today. You hear no apologies oral buys or explanations or foul weather forecasts from these kinds of companies. You hear how it was a great quarter and the next will be even better. How about what we heard from Northern Trust . Key bag, wow they understand bob dylan. They dont have the subterranean hope sick blues. They live here. Their businesses as you will hear shortly are strong because they have nothing to do with europe or the euro. They arent trading foreign currencies. I dont know if theyll take them. They arent even being hurt that badly by anymore by that low Interest Rate environment they make in deposits and they make it up in all sorts of forms of growth that are spurred by higher stock prices and, of course, cheap energy. And, and glory be. How great, how fabulous. How wonderful was Union Pacific . And how lucky are shareholders they cant build railroads overseas . That company is on fire with so many cargos going into high single digits. How about wendys . I know mcdonalds supports tomorrow, and i think the Charitable Trust actually owns it for the yield. And a chance for direction maybe at the top there. Change. But its wendys that hit a new high today. Congratulations. You know, lets see. Wendys, mcdonalds. What do they do . They both make burgers. One makes burgers here the other guy makes them over there, too. Put aside that wendys taste better. Lets say you want to sell burgers domestically now, you dont want to sell billions and billions overseas. Give me an american first burger. Hold the biggy fries. Oh, and heres some truth. If you are in a real growth business, if youre in something that isnt competitive with others, and is necessary to living like netflix, up big again, you dont have the currency head winds either even if youre overseas. You dont have comparisons that make the winds relevant. You dont need to baton down the hatches. And if you dont have winds at all if youre in biotech like two small Biotech Companies we talked on the show yesterday, they serve unmet needs of people around the globe and arent bound by currency issues. Here we are a few weeks into currency season and i have had enough. Dont outthink it. They go up again tomorrow. Everything else better just hope they dont mention the Weather Report when they report. Maybe what we need to do is put together an investing cocktail using a combination of bob dylans meteorological prowess and George Washingtons admonitions from his farewell address, where he asked, plaintively and no doubt rhetorically why in heck should we en tangle our peace and prosperity in the toils of european ambition . Makes sense to me. That guy had game. Its becoming too hard at least from what now seems like lofty levels to feel at all confident about these International Bow home as. The head winds have hufd and puffed. If you dont want to get hurt stay indoors or at least indoors in america. Let me give you the bottom line. The market gave a reprieve. You need to ask yourself after today are you too internationally oriented. We will be stuck with a vicious headwinds from overseas in the same domestic tranquillity earnings by lower oil and believe me there is plenty to choose from. Ted in michigan. Ted caller yeah. Youre up ted. Caller oh, im sorry. Thank you for taking my call jim. Im currently on a fixed income. And although i have a little extra cash i am extremely worried about growing inflation and interest costs. Okay. Caller i was wondering, im thinking about gold or silver. I would go with gold except its kind of high price. What is your thought about protection against inflation . I always think that every portfolio now, periods like now, gold is like insurance. Youre not its not being used. Fortunately, you dont have to use it. But the gld is at 125, and i like that. I like when people say jim is there any gold stock you like. I like rand gold because dr. Mark bristow, hes no sissy, he knows where to drill. Yes, lets go to john in new york. John caller booyah, jim. Booyah, jim. Caller i have read all your books and treated them like textbooks. And i have a problem. Rich kinder ceo of Kinder Morgan is stepping down. Yeah i know bum arooney. Caller he will remain as chairman and be involved with mergers and acquisitions. He believes in kmi enough that he has never sold a single share of stock. Can we violate your sell when a ceo steps down rule . It is rich kinder after all. I found myself pondering the same exact question john. And then i realized that when he said that he understands texas and he intends to die with his boots on i knew that rich kinder is going to be in there every step of the way, kmi and i wanted to redouble. I wanted to double the position the Charitable Trust has in kmi. Rich kinder we trust you. We know youre not going anywhere. But you like to give the other guy a break too. And thats okay with us. How about dave in florida . Dave caller booyah booyah, dave. Caller Family Dollar stock. Ive had it for quite some time. And theyre merging well dollar tree is taking over. Its supposed to be a merger. I would like to know what you think of that. Should i hold my stock . Dollar tree is going to be a huge winner under this. I happen to like dollar jen too, owned by the Charitable Trust. Dollar tree we had a great dollar tree in south philadelphia. Great candy. I put them on twitter. I think this combination is going to be amazing. Family dollar is not that good an operator and dollar tree, you can eat candy off the floor. Not that you should do that but in my dollar tree clean as a whistle. On the shore is good too. I go there july 4th and memorial day. The market gave a break today. But still too hard to love the international. I suggest getting indoors in the great us of a. Mad tonight, ceo of United Rentals. Crushed the quarter, but the stockstill dropped. And the Regional Bank is flying high on monster results. Plus could your car be taken over by cyber terrorists . Ive been thinking about that and you should too. And thats why we have the ceo of harmon on and the future of audio. Stick with cramer. Dont miss a second of mad money. Follow jimcramer on twitter. Have a question . Tweet cramer hash tag madtweets. Send an email to cnbc. Com or give us a call 1800743cnbc. Miss something . Head to madmoney. Cnbc. Com. Listen up. Okay . Sometimes i get steamed here. Sometimes the market doesnt know anything. It doesnt seem to care about a companys sales, even if theyre great or their earnings if their fabulous, because its so fixated on just one little thing and gets it wrong all of the time. I want you to think about United Rentals, uri, largest in the world, makes its money renting out equipment and machinery to various construction firms industrials, utilities manufacturers, Home Builders government entities. Unfortunately, though, United Rentals also has a business Small Business where they rent equipment to oil companies. And because of that limited oil exposure with actual exploration and production customers accounting for just 6 of their sales, this stock has been eris advice rated from highs of 119 late november to 86 as of today. United rentals reported last night the company delivered a 12 cent earnings beat off a 2. 07 basis, rental rates up and management reiterated its guidance for 2015 at a moment when many thought the numbers would be cut because of the 6 what happens . After opening up strong stock got slammed, closing down 1. 75 . As management talked about the possible impact of Lower Oil Prices on their Conference Call this morning. Of course they addressed it. Their honest guys. Even though they think the damage should be manageable and being outweighed by the strength of the rest of the business especially nonresidential construction. Even though they have a 150 million buyback, all wall street seems to care about is the limited division. Has the time to take action appeared . Is this the right entry point . Lets take a closer look with michael neely, president and ceo, a straight shooter. Welcome back to mad money. Good seeing you. First of all, thank you for coming on. Thanks for having me. You have told our viewers straight the whole way. So im going to look at you and im going to say, is it possible that the decline in the price of oil is going to stimulate so much more business including nonresidential construction, that we may never even know you had this 6 nonsolution in oil and gas . Absolutely. We do believe that low price of oil, going into the consumer our economy is 70 consumerdriven. Its a positive effect. Its going to be a positive effect with housing and thats going to trickle down to multiple Industries Including chemicals, which really benefit hugely on the fact that oil prices are low. Do you think if you had not bought that division your stock would have been at 150 today . You know thats a great question. You know when i sat here before and i told you about the pump business, if you recall, 6 of their business overlapped into our core business. It was something you had to do for your core customers. It was not some brandnew initiative. No, but the opportunity was enormous and it was the biggest rerental item we had. So the idea was to crosssell that product line through our broad operations, and thats our goal. As it is you broke it down with a finetooth comb and said 15 is Collateral Damage and took it lower, and said the potential negative impact is just 36 million earnings before interest taxes, depressionation. How much is 36 million in the vast scheme . If you think about it we said our estimate for next year is 3 billion, eebda. So a little over 1 . All right. So theres two ways we can approach it. We can talk about how whoa is me, or you have i saw your debt ratios i saw how strong they are. I know you have that buyback. Why dont you finish the buyback in the next three months or maybe even three weeks and come right back into the market because youve got the fire power, unlimited fire power. Its always a consideration. Keep in mind we are going to spend money, about 1. 7 billion, because we do see the economy working in our favor. Right, right. Thats important. Hey, you know what we ought to do . We ought to talk about the other 94 of the business. I see nonresidential construction and Architectural Buildings off the charts and speaking of Regional Bankers, first time theyre seeing high single digit loan demand. When someone wants to put up the project, they can go buy the equipment or go to you and rent it. Absolutely. Which is cheaper . Rent absolutely. And how about the maintenance . Not only maintain it, insure it haul it around and the efficiency is not there. And when you look at all these bumps in the road plays well into our industry. Lets be psychological about it. Are we in a situation where if oil jumps 10 people buy your stock . Thats what i was thinking before i came out here. You know its an ongoing debate. I have no clue. Were trying to figure out, you know only 6 exposure. Why is it driving it . Whats why isnt this buckled . We dont know. I think there is more of a fear factor out there as related to oil, whether its demand or whether its supply. Whats driving the price down . Right. And thats up to debate. One of the things im trying to think is where is our country at this moment . I think our country is getting stronger by the day, because of this lower energy price. Lets talk about that chemical side. There are lots of companies that want to do business here. I keep hearing it. Why . Because our natural resources. Are you getting orders from say, Foreign Companies who want to build things here . Are you getting orders in the southeast from companies you never did business with before . Absolutely. We said that before. That were seeing an investment offshore investment, coming back to the u. S. Not only in chemicals, but also in auto motive in a big way. And so we see that continuing to play out. Would you ever double down on oil and just say, forget you, market you dont understand . Im going to take advantage of the bankrupt guys. Because there are going to be guys who are going to go bankrupt. I saw rich kinder buy 3 million asset. He stole it because he doesnt care what the nitpickers think. Is this a chance to do that . Its always were always you know veryin i didnt say active about opportunities. Because you get a lot of companies. Yes, our cash flow is there. Well look at the opportunities. If it makes logical sense, well be players in that market. Did the market know how to handle your stock today . Obviously, i dont think so. All right. Thats what i care about. Because youve been right every time ive talked to you. Thats mike kneeland. If you have a 48minute horizon, you might want to buy the stock. After the break, ill try to make you more money. Still to come. Your commute may be about