Trading profit and lower provisions boost surplus SECTIONS Share Synopsis RBI's income dipped by 10.96 per cent, expenditure decreased by 63.10 per cent because of which the year ended with an overall surplus with RBI transferring a surplus of Rs 99,122 crore to the government, up 73.51 per cent over the previous year, according to the latest annual report released by the Reserve Bank. Agencies The year 2020-21 is significant for the change in the accounting year of the Reserve Bank to April - March from July- June earlier. As a result, the accounting year 2020-21 was of nine months from July 2020 - March 2021.