28 Jun 2021 / 13:50 H. Pix for representational purpose only. -Bernama KUALA LUMPUR: Loan moratorium for all micro, small and medium enterprises (MSMEs), B40 as well as M40 households, while targeted for other individuals for at least three months or 50 per cent loan payment reduction for six months is needed to ensure social and business safety nets. According to Emir Research, the overwhelming uptake and benefit to the many in the backdrop of a potentially grave economic outlook suggest loan moratorium to be extended to six months of automatic blanket loan moratorium. “The aim is to provide a safety net to those at risk due to the shutting down of economic activities and prolonged unemployment,” the independent think-tank said in its ‘Exit Strategy Building Blocks for Malaysia – Part 1’ research note.