Should you splurge? Or secure your financial future? By Opinion Share Some would say that saving and proactively investing into the future was an easier discipline to manage in years gone by. Enter 2021, where social media and the pressure to ‘keep up with the Joneses’ – or would that be the Kardashians, have turned us into a nation drowning in more debt than we realise. “Most South Africans have reached a crossroad in their financial journeys, which is why it has become crucial for consumers to take an honest look at how they manage their money and be more conscious of the choices they make,” says Sisandile Cikido, Head of Retail Investments at Nedbank.