| UPDATED: 22:44, Fri, Mar 12, 2021 Link copied Make the most of your money by signing up to our newsletter for FREE now SUBSCRIBE Invalid email When you subscribe we will use the information you provide to send you these newsletters. Sometimes they'll include recommendations for other related newsletters or services we offer. Our Privacy Notice explains more about how we use your data, and your rights. You can unsubscribe at any time. The Bank of England Base Rate has been held at a record low of 0.1 percent for nearly a year now, but according to new Bank of England data, one in five people (22 percent) think savings and mortgage rates have risen over the past 12 months. Only one in three are aware they have actually dropped.