A new service for paying for goods in shares or installments, from Standard Bank loans or installments, is gaining popularity. This option is different in that it does not imply overpayment of interest if you follow the payment schedule about the pros and cons of the service, as well as how to use it. Daria tyugnova. The cost of a tablet head is more than 100,000 plus in addition, we decided to choose payment in dals. In this convenient way, Oksana Zhdanova decided to pay for a graphics tablet, which she and her husband are planning to give to their daughter. For a womans birthday, the new service calculates the womans money, allows her to purchase an expensive purchase by dividing its cost into parts, and most importantly, without overpaying interest. The payment, respectively, in shares was four parts, that is, a payment of 25,000, and which is acceptable. Payment in shares or installments is relatively new for russia postpaid product. Such services are called bnpl or from the english bay now, pay later. Buy now, pay later. This Service Makes it possible to pay for the purchase of partners in installments, without resorting to Standard Loan products of banks and microfinance organizations. When. The buyer chooses this payment method, the services do not ask for a Credit History, and therefore this loan does not go to the Credit History bureau. You pay some minimum down payment, the initial one, which is around 2025 . And then for a short period of time, and usually this is 2, 4, 6 months, you pay the remaining cost of the goods in installments, while you do not pay any interest, which is usually provided in the case. If you buy a product with a bank loan, for example, if a tracksuit costs 20,000 rubles, then 5,000 rubles will be debited from the card directly on the day of purchase, another 15, the service will withdraw 5,000 rubles within a month and a half, every 2 weeks. If there are not enough funds on the card on the day of debiting, all services give 2 days to top up the card and spend payment, if the money is not received, the client will be charged a fine of about 5 of the unpaid share. To complete a purchase in this way , the buyer will not need either a passport or income information. Even to sign an agreement and wait for the banks approval, there are no additional services, for example, insurance, it would seem that there is a catch, perhaps the cost of the service is built into the price of the product, but experts assure that the seller embeds his benefit into the product not at the expense of the client. Thanks to such tools, the seller gets the opportunity to sell more, make more profit, increase the turnover of funds, and accordingly he is interested, and he is ready to pay. Sellers pay from 4 to 6 of goods sold directly to these systems. Who provide financing for the purchase. One of the disadvantages of the service is that you cannot use it for more than two purchases at the same time; their total cost should not exceed 150,000 rubles. And in some stores the limit is even less. If the desired product is more expensive, then Standard Bank credit products, loans and installment plans remain no alternative. Next are toys with character. All the secrets of creativity are mastered by zde, which makes unique dolls. Well find out in a few minutes. Very nice. Khromov , leonid, premiere on rtr, i am sure that ludasheva was killed, we did not find the body, and we never will, the girl is alive, healthy and unharmed, which cannot be, this is a disaster , its my fault, i was mistaken, i dont want such a life , anna medium, today on rtr. Forever young wonderful festival, with it we met the thaw and perestroika, with it we spent the velvet season on the banks black sea, russia again opens its arms to those who own the future, their motto is, the world is changing, because i am changing, together with russia, they are moving towards their dreams. Opening ceremony of the world youth festival. Live stream. On saturday on rtr. Artyom maslov, i invite you, as part of my scientific project, to enter into a relationship with me in order to generate love and subsequently formalize the union, on saturday, maybe well try ramin, with a kiss. Its just that my experiment didnt go a little according to plan, we know these experiments, even if i have only formulas in my head, sometimes butterflies flutter in my stomach, i have a Scientific Method that allows me to get rid of these butterflies in my stomach, i have them too , well sleep with you, theyll let you go, im ready to marry you even tomorrow, marry me, marry me married, you love him, daughter, yeah. I hate it, it means you love it, by the way, about butterflies on saturday on rtr, provocation is treacherous behavior, there is a difference between a man and a woman, i noticed, then it turns out that my husband and my cat are the most intelligent creatures in our family, orientalism, this is conditionally some kind of parallel agenda. Why not a reef . Continuation of the conversation in new episodes of our podcasts. And so as not to miss anything, subscribe, listen and watch on the media platform watching. Substation the first podcasts we watch. Iva is up there, an engineer. Came up with a way to use Neural Networks to deal with loud neighbors, amateurs, listen to music through a smart speaker, these broken people often woke him up with rhythms in the style of reggaeton, a mixture of hiphop, reiga, the man was generally tired of enduring this, he created an application with Artificial Intelligence that learned to recognize such sounds and turn them off, then he determined the bluetooth address of his neighbors speakers, launched a jammer program, and now when young people asked for a wireless device. Launch the desired song, but it refused to play it, this is what it means to disturb the peace of the programmer, created a new product, but no less talented inventive artist from adegey, she creates dolls with character, now we will learn the secrets of her skill, any doll in it has the beauty of authorship, she as if creativity is primary and consists in coming up with an image, embodying it, that is , making it one with evgenia bykovas favorite technique is dry felting from wool, she has not changed it for more than 10 years. Evgeniya also sews clothes for her dolls herself. Everything from delicate lace to old jeans goes in here. With this beautiful circus corpse, for example, our heroine has already gone to several puppet exhibitions, captivating the audience of her colleagues. They are dumped, all figurines, yes, but then dressed in textile style, knitwear, lace. From their limbs are made of polymer plastic, everything can be used in a doll, this includes jewelry, clothing design, modeling, well, absolutely everything. Evgeniya works mainly with owl wool of various qualities and colors. All the details in felting, by the way, are held together due to the tight connection of the wool itself, the socalled felting, without threads, the product turns out to be monolithic. Throughout the fallen sculpture. Everything that sticks out is piled on top, everything that is in the recess is plugged up to the hole, this is how all the spare parts are felted together. The process of creating felted toys is like meditation, says evgenia, and the master rejoices at the appearance of his new dolls like a child, just like those people in whose hands they will later end up. And at each other, im not a fighter, i came for my brother, here all the feelings are heightened to the limit, happiness has resurrected me, she loves me, call sign passenger, ill come back for you , you hear, soon, come on, give me the bags. More, more, more, great, good, yes the morning of russia, dont forgive me, the main thing, today at exactly noon moscow time, Vladimir Putin will announce message to the federal assembly, final preparations are underway. Reconnaissance Radar Systems and stations. I checked the progress of the state defense order in the criminal Procedure Code in the tula region. Sergei shaigu. Life has become more expensive, but salaries remain the same. Nationwide strike in greece. Tens of thousands of people took to the streets. The news will tell you about the main thing in the vera tarasova studio. Hello. Our unit completely liberated another settlement in the avdeevsky direction the village of petrovskoye. Ukrainian attack aircraft tried to counterattack 11 times, but were rejected. The enemy lost one and a half hundred troops, four tanks, two. There are a few hours left, exactly at noon according to the main political event, before which moscow time, Vladimir Putin will announce a message to the federal assembly, the event will be held in gostiny dvor in moscow. The final preparations are now being completed; soon about a thousand guests, deputies, senators, and members of the government will gather in the hall. This year, as in the past, among the guests there will be participants in the special operation, the president will address audience. Which usually lasts about an hour. The contents of the message are not disclosed. Traditionally, in such speeches the head of state gives an assessment of the situation in the country and outlines the main directions of foreign and domestic policy for at least the next 6 years. Moscow said goodbye to vyacheslav lebedev, who headed the Supreme Court of russia for more than three decades. He died last friday at the age of 80. Vladimir putin attended the funeral ceremony in the columned hall of the house of the unions. The president expressed condolences to the relatives deceased. Speakers of both houses of parliament and members of duma factions took part in the panekhida. The Funeral Service took place in the cathedral of christ the savior. Lebedev was buried at the novodevichy cemetery. And now for news from the president ial campaign. More than 27 million voters received the necessary explanations about the upcoming president ial elections from inform project specialists. Urgent voting in hardtoreach territories will cover almost 500 people, gas workers have already voted, the visiting Election Commission visited the zapadnoozernoye field, report veronica takmacheva. Half an hour in the air and the helicopter lands in the icy tundra. The zapadnoozernoye gas field is located 120 km from the capital of chukotka, you can only get here by helicopter or allterrain vehicle, there is no road, but this is where gas is produced, which. The president s of russia became the first in their lives, denis uritsky, originally from belarus and only a year ago became a citizen of our country. Our future is our children, and naturally, it is important to consciously choose our future. Election officials plan to cover early approximately 4,700 people, including industrialists, reindeer herders, military personnel, meteorologists and even sailors. Just in chukotka for holding. For urgent voting in remote, hardtoreach areas , 45 routes have been developed in all districts of the district; this campaign will end on march 14. Veronica takmacheva, arseniy gutev, lead from chukotka. A nationwide strike took place in greece on wednesday, with public and private sector employees, including medical teachers, stopping work for a day. Tens of thousands of residents took to the streets in athens and thessaloniki. Unions. At some point, the fire almost reached the Nuclear Weapons assembly and dismantling plant, the plant temporarily stopped work, and none of the five major fires in the state has yet been brought under control. This is a message, dont switch. Vaccination has begun in the novosibirsk region. Campaign against encephalitis, according to scientists, a tick bite becomes even more dangerous because the virus it carries mutates, with similarities from our correspondent, anastasia putintseva. Often we say no, no, so i didnt eat the forest, but nevertheless, we encounter tickborne encephalitis in the blood. Almost invisible, these insidious ticks live among parasites in forests and city parks and are carriers of several infections at once tickborne encephalitis, burleosis, onoplasmosis, rectosis. Encephalitis is the most dangerous. For humans and animals, scientists say, it is enough for a tick to crawl through the body, its poisonous saliva enters a wound or cut on the skin, and then into the bloodstream into the brain. Research shows that the virus becomes more pathogenic every year. Infectious its properties have increased, but it affects the nervous system. And if our virus passed through the bloodbrain barrier, yes, that is, it entered the Central Nervous system, that is, the spinal cord, the brain, these parts are blocked. Ticks wake up with spring, as soon as the soil warms up, the end of february, the beginning of march is time to get vaccinated, according to doctors, this is the most reliable protection against the disease, hoping for the introduction of immunoglobulin is risky, you need to remember that such effectiveness prevention, it is significantly lower than the effectiveness of vaccination; among people who receive immunoglobulin in a timely manner, there are still those people who get a severe form of foodborne encephalitis, and even those people who experience death. Vaccination against tickborne encephalitis can be given to adults and children; any clinic in the region has vaccines today. Vaccination against tickborne encephalitis with any drug takes place in three stages the interval between the first vaccination and the second is from 2 weeks to 7 months, and between the second third year. Then there is revaccination every 3 years. Protection against encephalitis in humans is formed within 2 weeks after vaccination. Last year, the first tick bite was registered in early march. Anastasia putintsava. All news is always available on the media platform we look in the application or on the website we look. Ru. Stay with us and welcome the morning on the russia channel. Lets start come on, come on with a smile, more, more, more, great, good, so, morning of russia, dont oversleep the main thing. Hello, i would like to introduce you to a woman in red, years nikolaeva, im vladislav zavyalov, im preparing for spring, and today with this lineup, were trying not to oversleep, the main thing is for those who staged. Among our specialists, i always store eggs in the refrigerator in a specially designated place, where they can easily stay for three weeks, although they dont stay that long, explains muscovite natalia kheifits, because every morning her family starts with a soybean breakfast, its a good source of protein and vitamin d. If a person eats three eggs a day, he will fully cover the daily requirement vitamin d. For many, this fact will come as a surprise, as will the fact that vitamin d is best preserved in eggs that are kept at room temperature. At least thats what british scientists say. Eggs that were stored in refrigerators and outside the refrigerator were freezedried, and then the resulting powder was analyzed for vitamin d3 content. It turned out that there was more of it in those eggs that were stored outside the refrigerator . More, yes, im afraid that the eggs will fall faster this way. I dont trust british scientists because all of them the research is very strange. Stop, stop, its not worth it. Categorically, our scientists, for example, admit that vitamin d can indeed be better preserved at room temperature. Its all about the humidity of the environment. In the refrigerator it is higher, but for the contents this is not always a plus. At high humidity, there is a high rate of oxidation of metabolites inside the egg. That is, in conditions of room temperature, where there is lower humidity, vitamin d is indeed subject to less changes, scientists explain and added eggs in this experiment were obviously enriched additional vitamin d. Smokes through bark, and this is important to teach. This is the same compound by which we assess the bodys supply of vitamin d. But the most surprising thing is that this form of 25 hydroxy vitamin d, it is approximately five times more active than the original vitamin d, therefore it is more advantageous for humans form, because it is also. And is absorbed better. For this reason, it may be worth keeping the eggs out of the refrigerator. By the way, according to gost, dietary eggs can be stored like this for up to seven days, table eggs for 3 weeks, but its better of course, cook right away, make an omelet or a poached egg. Yes, there is slightly less vitamin d in a poached egg than in an omelet, but more than in other methods of preparing vitamin d, this is due to the fact that the protein does not fully accumulate in the yolk. The water temperature should be. Above 95 to prevent the egg from breaking. Vinegar allows the white to coagulate much faster and seal the yolk inside. And literally in 3 minutes the egg will be ready. In our case, we add thinly sliced avocado, which , again, when combined with poached eggs, is simply perfect. Not only because its delicious, vitamin d is also easier to absorb with fats. And coffee is good for you, a couple of cups for sure. Moreover, in russia you can grow it. And cocoa nibs. Scientists enthusiasts claim this. Against the backdrop of rising coffee prices, why not import substitution. Why not . In addition, researchers suggest that by the fiftieth year, due to increased daily temperatures, the real growth of coffee may be reduced by 3050 . And the boundaries of this coffee belt will shift, they will move towards us. And this means that we may have a chance to become a coffee country. Lets discuss this with us today, associate professor of the department of botany and breeding. A bold idea, because coffee actually comes from ethiopia, everyone knows very well that ethiopia is located in africa, so the only thing that can. Inspire us with enthusiasm is that coffee is a plant of High Mountain forests, and as is known in the High Mountains there is enough cool climate, this gives us hope that it may be when due to. Other trees are two in one, as we love, but its somehow a little expensive, probably, if coffee only occupies this territory , we have what regions are suitable in principle for growing coffee, this is the black sea coast, the krasnodar region, the fact is that the content of microelements in the soil directly affects the taste of coffee, yes and. No, but coffee can take the form of a low tree or bush, and how many years will it take for this bush to grow and begin to bear fruit, somewhere in 34 years the tree begins to bear fruit, if 5 years, in 5 years tree 57 years reaches maximum productivity, we are told that the climate is warming, we see it ours