I am the fed, i know much more than what the other person is talking, but because i cant speak english. So he is, or she is able to get motor attention. We are the only one graduate in our whole family. So i asked him, i said godaddy, how do i is beginning and hit by talking and deciding. So i decided that from 4 to 6, im only speaking english, and you were telling me about your family, about your father, about your mother. She was an economist and, and she did not take a promotion because she wanted to be an m the. But because your father had a traveling job, basically my religious at on party kilometers from the mold and spending much part of him the those days that are still far and, and that from a really my father was from the village. My mother had stayed in the city and started otherwise, the ladies would not starting those days. My 500 migrated load party to images of a lot of long distance, no space. It was an engineer who became engineering because im getting by struggling a lot because they read from a very low strata of society and then both of them started doing jobs and they then they got mattered. Um and then i was born a better job in a joined family in one room probably. And so we moved to another rented base. I me or my mother is 1st off from call quarter to buy something. Its not the supplement. The extra me you had a brilliant man academy, equally otherwise also, i never got more than 30 at bus and lots in my life man was never brilliant and i still am not. Im just a happy go lucky guy with know what a smelling breast sort of know things to add to this childhood of i becomes type images. Ok. Many people including my grandmother and every word would say this guy was like a monk. When he grows up. When i was a good student, not really but not really. I didnt even class and reading on also not having any ambitions in life of then i can just come on by the end because my 1st austin day of annual enter auto filling the form saying what day that what i did hobbies and i go to sleeping sleeping yeah, redemption has worked for themselves and they worked very hard. I started working hard for a better id that i joined for engineering and i didnt know english and so i could learn more of it. Thats what i like. Yeah. Awesome. I sort of course, and so i started becoming friendly, but im slowly invest in everything. And slowly i realize that i called i just helping organizing events by region of kind of a guy who started searching for some respect and probably in the prospect. And thats how i became interested in my mind, prospecting and organizing things which are very good studies, people like me used to call or sense. And i saw that is not going to make sure that the association. So its a dream for us to learn a little bit of english and what the vision of what they passed out of and dying, which was like a miracle. And i thought, im not a good engineer. So i should go for management because i couldnt manage people. Uh, i just, i taught so, so i do the exam for i am and i also give exam for the engineering masters because i just went to try to apply every man. One principal. I always had this that youre prepared or not, whether you are so afraid that not your forgive every exam. I ended up digging interesting courses and um, embed problems or something which i like the economics i like. So i started reading magazines and newspapers and all, and by the time it was time to get a job, i was selected for b, a, b a. There was a Financial Institution by the industry, the bank of Bank Offering debt, which is now considered self into id, be a bank funded just to be the largest institution offering the spam. So the job that job was basically to do project financing. Okay. When you finance loud, where you at the time i was 23. Ok. My 1st salary was 3000 rubies. I drained as a management pay me my bank. I bought the housing computers, but nobody used it. And ive just come on with them 1st. I was used to do little bit of programming and my already and both of these we have Just Companies are coming new into india and my bank has been rich and they could buy that. And so in project finance or doors, you know, like a lot of projections for a company, how much they were doing next part of our after 5 years that offered them, you know, so you like a millions of calculations to come over that apart. I would put program them, you know, those base below this one for period now. All right, so my letter is called excel sheet to be i would do a little bit of what do you mean by just put it in, bump it up and take it to my boss. And you would think, why did you come boss . You come off of the month so, but he can tell you say what 0 good change this. But im gonna do is by 5 percent out of this group are so just keep you busy. Yeah. So he probably wouldnt get me before the next one month instead of after 5 minutes. Ill go back and do it. But im saying mileage is, i mean if it gets got to get it done, after 5 minutes, well try to find mistakes. But there wont be any, it was picked, amended this stuff to exchange. So what happened is i was doing all this was fun loving financing Power Projects going into both bar and checking or checking on how much this screw costs, and how much is violated costs. And how it works and being an engineer, and im be like very excited to find ons and see the projects coming up and go to collect funds back, which nobody wants to pay back once they take the loan. And weve got all the trading in stock market those days because it goes liberalizing sure. And that are based on 1991 and, and my salary was 3000 bucks. And id like, because when you are young, you think, you know, a lot me so id also take a more positions than i would handle. So then the do do i should my best scandal coming out the market felt and nice, but i, i think lost 50000 bucks. And so again, i had nothing, no savings, but no loss of the 50000. And its quite a bit of it, but quite a bit of those days, right . So at that time, the government decided that they need to set up a completely new action is auto me data and all computerize. And ill go ahead, raise your computers and, but the vision of and bill is like very big and those liberalizing. And so the thought of my bank, i need to be a to set up the new exchange for the National Stock exchange. And board, im in florida, the story is that they selected the for the best people they had. And one of them dropped out saying the Stock Exchange them by relocation doesnt work. And he had a reputation or associated repetition before back then. Thats why i mission. Finally, they want to do so that the guy will not be able to say no. So i was just let me get into the job. What do, what do they want to . I did, they were doing vivian norm rotated so thats where they say look at best buy, looks good, these engineer and he doesnt know the politics. So they put me into that email 5 people. Finally restarted the and i see that 11 months it became larger than the mex exchange, which was that for one running years called bombay functions. 9899, i realized organizing didnt have a plan for me. So i didnt believe i also got a call from a land school saying res. Yeah, thatd be able to get an interview. So if you want to join and start something on your own girlfriend, do. And then they launched the wireless telephony using technological cdm. Mm hm. And them that this newer shiny small little mobile phones from allergy and samsung. And they started selling. And theyre like 15000000 customers in less than a year of those based telephone. Mobile telephone would cost you 16 rupees a minute to a 4 incoming and outgoing bought. Yes. Those are the days and batteries . Somebody launched it of a like 30. 00 out in front of you. But yeah, i need on the cost of a telephone on everyones hand. By 959899 percent, somebody with a problem voss that the billing system was not correct. So people bought the forms, they used to play tennis, but nobody was getting kind of goods. And so nobody was paying the bills and then company was going and losses because that was at a reasonable time, a new order. The issue was, he backed me up for the 100 and i could solve the problem in 6 months. So company which was making huge office of start bringing huge profits in 6 months time. You do have any particular again, i will talk about doing that. This is what i want to become. You were just going through life as it was happening to you. Im on the board of governors, i am kind of part of that. I started. Im also an Advisory Board on the school of management, but i are the one thing that i started both gave me this thing to show the one that i want. And then the goldman made me, john, send that off a lot. Ive been, were sure the industry a lot, which is one of the oldest then was that that was in 202121. How are we doing economically . What is in philadelphia . Its basically the demographics, its young people may feel senior, engaged, probably 30. Yes, i would encourage me say nice to become sort of the order because of the one change policy defines ordered. Europe is, or america will become more if you, if other people dont go. There are many. Remember the size large countries rip young population. Even though what im a buyers buy, quite a coffee re became very, very technology services. Unless he wasnt the 1st public in foster care project, which was a big, big and successful and a deal that confidence to indians and other people were getting worked with them saying those guys do such large walk millions of transactions and they can manage their thinking maybe their order was thats why they might till they came and did it well, but what opinion . They became very, very tech savvy. So if you had a young in demographics and really medium for the next 4050 years, the 3rd parties where does develops get commuted. What created stuff and developed gets created basically by people who create new technologies and a new technologies and use it for a sort of making life easier. This new Prime Minister comes and sees of that bundle rolling down as now mobile orientation. And he allowed for g to come in 5 g to come in fast. He also created vision, the not a mobile phone book, basically using id to live a little better. Literally today, 615000000 new people have joined embedded systems in fusty that alone agenda. Not, im already people that are forced to open accounts, right . Using that mobile phones and frustrated. So the median icons, 300000000. If it wasnt been pretty, it would mean probably pop by so many countries. But why right . And that type of deal and to give them the exact ocean nickel do what people because of your spot, smooth brand bodies, personal anything to do with that young person or even the order person . Yes. Was opening that account and then he started giving the subsidies are what . Because Social Security in other countries. Yes. Into that ladys mobile phone, which she can use instantly. Amazing. And for me that i thought the savvy mess there is no, that couldve been the way we just you under more the similar us at doors. And so when the board came, you why dont regard according paid the application, which all of us have to big the apartment on the mobile phone. Yes. But how did the person sitting in the dock do that . She also took the same apartment for himself and his family using the same phone as you hear me. Then when he went back to the hospital at that point in time, it wasnt even the reaction. But the one direction, the, the to edwards. Thats usually good direction the both of them will be, but you will have access to that level. Yes. But thats a different story. Yes. But just the pure margie, the information that watching lot sites that direction also its been time for him to come and pick is actually me wasnt even exactly the same x and yet they cannot be a 100 and she will get but of x. And so do you think a new take a look at how many guy you should based a few papers i did forget people were not, you wouldnt think americans ever got them going. This was in america that, that and then what was happening. So for me, she changed in the us perspective on how to use the id for company and for the government in spite of it, i mean, im scale which nobody had even visualized. But in the i could do so much, but he had that confidence in for me last 10 years, having sol, so good in terms of v are basically increasing or to Services Exports. That is the basically i p a and b b or what . Because a Business Process Outsourcing Services saving. Yeah. But i would advise and goes out of servicing the rest of the way. Can you imagine doing goals . I mean, declared that locked down also wouldnt be nice. Yeah. He didnt so 70 days at the same long down there to be that from to model. Right. You know, what was that . What do you mean your heart . Yes. Is that the rest of the regional stone for nickels is because every large bag ebony large detail company, every large, anyone in the lloyd is that in europe or us or still yeah that a lot of that bar back off is out of here. These people dont go to office, right. They were closed on the bank to run out of money. Yes. People are not affording the uh, the retail stores, given hispanic libby is stopping and people knew that he was going for a battle on board. And people started working from home and they became what from home or made for theres still no worries that 70000000. So really that did it did sold for itself. But the deed for the it, brenda lloyd, without anyones knowledge. And that in there where theyve got a very bad memory, she had not been able to run, but i still dont want us to back offices. Yeah. Right. And so for me, the amount of confidence that us now what it does, even during that period, we also followed us of audio to call in the northern part of india. I would say now nobody came to what i yeah. Right. Van bag water also. We also won the lot, i mean school there and we basically also ensured without him but as a country that we service the rest of the world. And that doesnt please confidence so much that today a lot of Services Exports and our maintenance is of the 2 largest amount we are receiving and beat on required, but much of imports because and you are due to finding you bring the colon, send by pulling the the back so you get probably 1015. 00 a battle only right off the finding margins, but when you a service, somebody sending yeah. Hardly any important is that so what do you get is actually for you to have your wiley or time of that thing. So thats where to get to that and the 1st time in my sort of life that i started understanding comics is that theres the 1st time the circumstances and thats what they come us real where they come to consensus. Ill bring that up in my childhood. I used to read uh that uh better people they know foundation in color handy. Yes. Then go over it, happen again. Second, what do i had . Was that a large part of and uh your store on manage. Hm. And i have that ready, many offer side. What do you get if you dont send before people what block bound . Whats gonna happen . The stream will be doing things right well on the off because in time it was not allowed for upgrades across india. It reached everyone and bad, clear the framework for reading if im going to be going to be for free of cost Social Security and then in front of me. But its still telling me that how can reopen coverage if youre able to feed 800 with young people every day, continuously. For me, this is Social Security and im any cable. If you have what you get for coupons, you get house allowance reps are the ones. Its not that im going to kind of them do it just a really large number of what but new york, they couldnt get them better extension the problem from a continually just having started mission for bits 4045. Yes. Back to day you are actually having nor stablish, and you had actually treating everyone from another model, nutrition, every day. Most of you become rich will become rich and it was here in our mind, right . It doesnt, we are not doing it. When this person comes, i need to jesus how to do it, right . So for me, 10 years, why india stock as abroad . You go anywhere of the day of 81. 00 and the immigration gone to the as you had an indian lake that is at a spec. Today i have a bias of zone. I was, i mean ive been traveling abroad from 1993 on march. Right. And that time people out. Yeah, but the telling me that speaking english. And im going to go because they were thankful then youre going to do it. Yes. And today its a different way that i can and somebody is what were at you. And in less than yours, that the society were actually together of us for the age of Human History was from 2020 march 20, very to mark. That is the go with the last time. Maybe it was better to know since to yes, but in this stood from the difference between a bucket stun, a bundle of issues sherland and india or scored is made of in a more managing for skill deficits. Are waiting for everyone that can get that house even giving them some money in the mobile phones every month. For all you learn a bit of things and this still not going back to otherwise youll see the different beam. Have they ever each other must love a shortage of them as for they are they are having a serious issue on the balance of payments, right . But this time has gone back up and i shouldnt govern bankrupt. And im telling you this is because you dont realize me think it is. All right. And once we select the Prime Minister it yes you do . Yes. Yeah. You know, didnt real to just the engine right. Size they buy. What has happened is not something that would have happened in, not much of the suspect. This is vera, the hardwell, the common sense, the typically to exit your comes into play tonight and then every box has been picked so well that we normally created vaccine for our sales we recently purchased and a lot of the s y, a Prime Minister of a country comes in better Street Office to more the right because youre done something for him. Its not the person will do that, right . Right. So the spec will, the country is respect to india and i have not seen that period of 10 years man in the stock has gone up so much. Right. So where do you see in the, in 2047 and we compete under it is, well, its really, its only technology so, so have you set owns that. Yeah. And we want to reduce those id at ups, protect laws, you repeat relative compared to others. But the 2nd ones you rooms are coming faster and faster. So which means the red color is going to agree, its repeated faster and faster, right . You just tell me what lucian did it motivated, then it will screw to 10000 years before that. Thats the see 100 years. 3. It didnt motivated than what else could the 10000. You have it before that and next for the next 50 years redid motor and then there