Many people including my grandmother and everyone would say this guy was like a month. The machines work for themselves. And they worked very hard. I started working hard for i better respected, but i see that 11 months they became larger than the mex exchange, which was bad for wondering years public from best buy is thats the 1st time the circumstances and thats what they come us real where they can see the hello and welcome mom on no problem, kid in the ever evolving landscape of the 21st century. The focus no more than it is on india park. My guess tonight, the Indian Business exec do and one of the founding members of National Stop exchange. Hes known as the father of modern financial dividends. Well come, actually is trying to create honor to be in front of you. You came to the city, cut the 9 years back with a smaller box. I think all smartphone buys or even village wise. They start from home with the smart drum bobbies, rather drunk, drunk ice cream, you have to study a number that payment, those car bomb bay. Yeah. And that was 1985. Mm hm. And i think the bait was turned in september. Okay. It was raining cats and dogs, and i am from a city called and i bought the rich valley head that ends those space and right. And so this rain did not stop for almost 2 or 3 days. And i came up with a dictionary. Me to convert the english and but what did i be, which was my language and i started and was rather moody and i and then so i went to school that initially started in 5th standard. So when i came to the city, i am the fed. I know much more than what the president is talking, but because i cant speak english. So he is, or she is able to get motor pension. We are the only one graduate in our whole family. So i asked him, i said to either the, how do i its beginning and hit by talking and deciding. So i decided that from 4 to 6, im only speaking english, and you were telling me about your family, about your father, about your mother. She was an economist and, and she did not take a promotion because she wanted to be and im the father had her traveling job. Basically my religious at own party kilometers from the mountains. Pretty much part of him. But those days that are still far and better from a really my father was from the village. My mother had stayed in the city and started otherwise, the ladies would not printing those space. My 500 migrated, load product number to the long distance, no space. It was an engineer, youd be jim engineer because im getting by struggling a lot because they read from a very low strata of society and then both of them started doing jobs and they then they got mattered. Um and then i was born in a joint family in one room probably. And so we moved to another rented base. I me or my son got his 1st off from california to buy some. Its not the supplement, the extra me you had a brilliant man academy. Equally otherwise also i never got more than 30. It doesnt much in my life. Really. I was never brilliant and i still am not. Im just a happy go lucky guy with no, but us 1000000 breast sort of know things to add to this childhood. I became stipend and its just ok. Many people including my grandmother and everyone would say this guy was like a monk when he grows up. When i was a good student, not brilliant, but not really, i didnt even class and very not also not having any ambitions in life of then i can just come on by the end. It was my 1st austin dave and he went out there to fill in the form saying what day that what i did hobbies and i go to sleeping, sleeping. Yeah, redemption has worked for themselves and they worked very hard. I started working hard for about id when i joined for engineering and i didnt know english and so i could learn more of it. Thats what i like. Yeah. Awesome. And thats what of course. And so i started becoming friendly, but im slowly invest in everything. And slowly i realize that i called i just helping organizing events. I became a kind of a guy who started searching for some respect and probably in the prospect. And thats how i became interested in my mind, prospecting in organizing things, which are very good studies, people like me used to call or since. And i saw that is not going to make sure that the association. So its a 3 or 4 years to learn a little bit of english and what the vision of what they passed out in time, which was like a miracle. And i thought, im not a good engineer. So i should go for management because i couldnt manage people and despite taught so, so i do with the exam for i am and i also do exam for the engineering masters because i just went to try to apply every man one principal. I always had this that youre prepared or not, whether you are so afraid that not your forgive any exam, i ended up digging interesting courses and um, embed problems or something which i like the economics i like. So i started reading magazines and newspapers and all, and by the time it was time to get a job, i was selected for b a, b i. There was a Financial Institution call industry, the bank of Bank Offering debt, which is now considered self into id. Be a bank, pardon . It used to be the largest institution offering the or those times the job that job was basically to do project financing. Okay. When you find on flowers, where you at the time i was 23. Okay. My 1st salary was 3000 rubies. I drained as a management pay me, my bank had bought the housing computers, but nobody used it. And i just come on without them 1st. I was used to do little bit of programming and my already and both of these rep Just Companies are coming new into india and my bank has been rich and they could buy that. And so in project financial or doors, you know, like a lot of projections for a company, how much they were doing next part of our after 5 years that offer them, you know, so you know, like a millions of calculations to come over that apart. I would put program them, you know, those days for low, best one for, for you now. All right, similar to scarlet excel sheets be i would do a little bit of what do you mean by the sporting and bump it up and take it to my boss . And you would think, why did you come boss, you come off the month so, but you cant really say whats the real good change this but im it does by 5 percent of the super sundays. Keep you busy. Yeah. So he probably wouldnt get there before the next one, but instead of after 5 minutes, ill go back and do it. But im saying now this is, i mean if it gets got to get it done, after 5 minutes, well try to find mistakes. But there wont be any, it was pick, amended this stuff to exchange. So what happened is i was doing all this was fun loving financing. Follow the projects going into both arms checking or checking on, how much this screw costs and how much does buy that it costs and how it works. Me being an engineer and im be like very excited to finalize and see the projects coming up and go to collect funds back, which nobody wants to pay back once they take the loan. And weve got all the trading in stock market those days because it goes liberalizing sure. And that are based on 1991 and then on my side of us to 1000 bucks. And id like, because when you are young, you think, you know, a lot me. So id also take a more positions than i could handle. And so when the do do, i should my best scandal coming out the market felt and nice, but i, i think lost 50000 bucks. And so again, i had nothing, no savings, but no loss of 50000. And its quite a bit of it, but quite a bit of those days, right . So at that time, the government decided that they need to set up a completely new action is auto me data and all computerize. And ill go ahead raise your computers and but the vision of ferndale is like a very big and there is liberalizing. And so that sort of my bank id be a to set up the new exchange for the National Stock exchange and bought. I been sort of the story is that they selected the for the best people, they had me and one of them dropped out saying that the Stock Exchange them by relocation doesnt work. And he had a reputation or associated repetition to protect them to our mission. Finally, they wanted to select, the guy wouldnt not be able to say no. So i was just wondering until the job number, what they, what they wanted. I did the vivian norma excited me. So thats where they say look at best buy, looks good, these engineer and he doesnt know the politics. So they put me in to that email 5 people. Finally restarted the and i see that 11 months it became larger than the mex exchange, which was that for 120 years college, almost like a change. 9899, i realized organizing didnt have a plan for me. So i didnt believe i also got a call from land school saying, yeah, thatd be what im getting into here. So if you want to join and start something on your own word for new and then they launched the wireless telephony using technological cdm. Mm hm. And then that this new shiny, small little mobile phones from allergy and samsung. And they started selling. And theyre like 15000000 customers in less than a year of those based telephone. Mobile telephone would cost you 16 rupees a minute for incoming and outgoing bought. Yes. Those are the days and batteries, somebody launched it over like 100. 00 out for everybody. Yeah, i mean, on the cost of a telephone on everyones hand by 959899 percent. Somebody in the problem voss that the billing system was not correct. So people bought the forms, they used to play tennis, but nobody was getting credit balance. And so nobody was paying the bills and then company was going and losses because i was there for a reasonable time. I knew what the issue was. He backed me up for the 100 and i could solve the problem in 6 months. So company which was making huge office of sudden been huge profits in 6 months time. You do have any particular. Again, i will talk about dream that this is what i want to become. You were just going to life as it was happening to you. Im on the board of governors alarm kind of problem and i started, im also an Advisory Board on the school of management, but i are the one thing that i started both gave me distinguish other one is i want. And then the government made me, john, send that off a lot. Ive been, were sure to, into israel about which is one of the oldest then was that that was in 202121. How are we doing economically . What is in philadelphia . Its basically the demographics, its young people make sure, so yeah, engaged probably 30 years i would encourage me say nice to become sort of the order because of the one child policy, giovannis or europe is, or america really become or if you, if other people dont go there are many, theres never the size large countries rip young population. You wanna know what im a buyers buy. Quite a coffee. Re became very, very technology same unless he wasnt the 1st public in foster care project, which was a big, big and successful and a deal the confidence to indians and other people were getting worked for and then seeing those guys do such large walk millions of transactions and they can manage this, they can manage their order. Well, thats why they might till they came and did it well. But what appeared in the i became very, very tech savvy. So if you got a young in demographics and really medium for the next 4050 years, the 3rd parties where does of alex get created . What created still been developed gets created basically by people who create new technologies and a new deck ologist and use it for a sort of making life easier. This new Prime Minister comes and hes, ive asked that lender rolling down as now mobile audience. And he allowed for g to coming 5 is you to come in fast. He also created vision, the not a mobile phone book, basically using id to live on the very literally today, 615000000 new people have joined in getting back in the system in fusty that alone again. The people that are forced to open accounts are using that mobile phones and frustrated. So the median accounts 300000000. If it wasnt been pretty, it would mean probably pop up so many countries. But why right, and that type of deal and please give them the exact ocean need to do which people because of his personal brand or especially david, that the young person, not even the order person. Yes. Whos opening that account. And then he started giving the subsidies are what they got Social Security in other countries. Yes. Into that ladys mobile phone, which she can use instantly. Amazing. And for me, Bad Technology savvy mess. Uh huh. There is no other country in the way. We just want more the similar situation. So when the board came right over regard according paid the application which all of us had to make the appointment on the mobile phone. Yes. But how did the person sitting in the dock dude i he was at the same apartment for himself and his family using the same phone as you have me and remy went back to the hospital at that point in time. It wasnt even direction. But the one direction, the, the to edwards is that you got rection the balance of mr. Moseley, but you will have access to that level. Yeah. But doesnt different story. Yes. But just the pure margie, the information that watching lot such that the vaccine also its been time for him to come and pick is actually it wasnt even exactly the same rex and yet they cannot be a 100 and he will get but of x. And so it is a good you take a look at how many guy you should based a few people to try to get people to. Were not even thinking i can never got them when i was in america and let them know that what was happening. So for me, she changed in the us perspective on how to use the id for company and for the government in spite of it, i mean, im scale which nobody had even visualized. That maybe i could do so much, but he had that confidence in for me last 10 years, having so so good in terms of v are basically increasing or to services exports. That is the basically i p a and b b or head board because a business process outsourcing, services saving. Yeah. But i would advise them goes out of fundraising, but i still dont. Why didnt you imagine doing goals . I mean, declared that locked down also. Would it be nice . Yeah. It in so 70 days at the same long down there to be there from tomorrow. Right. And what was the, what do you mean you had . Yes. Is that the rest of the original stone for nickels is because every large bank ebony large retail company, every large, anyone in the word that in europe or the us or are still yeah that a lot of that box back off is out of here. These people dont go to office night. They were closed on the bank run out of money. Yes. People, the forwarding the uh, the retail stores, given hispanic libby, you stop me. People knew that he was going for a battle on board and people started working from home and they became work from home automated for still no worries. Yeah, i mean there, its still very, very beautiful for itself. But the deed for the word it brenda lloyd, without anyones knowledge and that yeah, they were to go to betty bag maam. If you had not been able to run better still dont want us back officers. Yeah. Right. And so for me, the amount of confidence that us mount vernon, even during that period, we also followed us of audio to call in the northern part of india. I would say now nobody came to what i yeah. Right. Van bag water also. We also want the, what i mean school there and we basically also insured without input as a country that we service the rest of the world. And that doesnt this confidence so much that today a lot of services exports. And what i mean comes is of the 2 largest m owns we are receiving and beat on for quite a bunch of imports because and you are due to finding you bring the code and then send the patrol into the back. So you get probably 1015. 00 a battle only right off the finding margins. But when you a service, somebody saying yeah, hardly any important is that so what do you guy is actually for you . What do i go to wiley or time of that thing . So thats why i have to get to that and the 1st time in my sort of life that i started understanding comics is that theres the 1st time the circumstances and my order bay goodness, real where they come to consensus. Ill bring that up in my childhood. I used to read that the better people they know foundation in color. Hyundai. Yes, then go over. It happened again the 2nd, what do i had was that its a large part of and youre still on and then each. Hm. And i had that ready and many of her side. What do you that if you dont send before people what a blog bone, what really happened stream, what do you then things that were on the off because in time it was not allowed for upgrades across india. Its reached everyone and bab cleared a framework for food in 800000000 people, free of cost, Social Security, and then in front of me. But its still telling me that how can we overcome ridge if youre able to feed 800000000 people every day, continuously. For me, theres a Social Security number, the cable. If you have what you get for coupons, you get house allowance, which are the ones, its not that im going to kind of them do it just a really large number of what, but you know, they couldnt get them better extension the problem from a continue with just having starvation for bits 4045, yes, back and today you are actually having nor stablish. And you had actually treating everyone. Tremendous amount of nutrition every day was to be able to come, which will become rich and it was here in our mind, right. It doesnt, we and we need when this person comes, i need to jesus how to do it, right . So for me, 10 years via the stock as abroad. You go anywhere of the day of 81. 00 and the immigration gone through the as you had an indian lake that is at a spec. Today i have a bias of zone. I was, i mean ive been traveling abroad from 1993 on words and i and that im, even if you happen to tell me that speak english and im going to go because they were thankful, then youre going to do it. Yes. And today, its a different way that i can in some ways what we owe it to him last 10 years as a society we have actually together. Or the of us for the age of human history, was from 2020 marks for 2020, to mark. That is the last time many of us that are no 60 yes, but india stood from the difference between a buck is done. Im love ition, shalem got me and india or scored is minimum. Were managing for skill deficits. Were waiting for, for everyone taking care of that house, even giving them some money in the mobile phones every month for all you little bit of ins. And this still not going back up otherwise, youll see we have not really funding have they ever each of the most lovely shortly for the most part. And we are having a serious issue on the balance of payments, right . But this time has gone back up. They shouldnt govern bankrupt and im telling you because they dont realize we think it is. All right. And once we select up, i minister it, yes. You did. Yes. Yeah. You know, didnt really just the engine right. Size they buy. What has happened is not something that would have happened in, not much of the suspect. This is that the hardwell, the common s