Keeping your personal finances and your retirement on track will be more difficult, but having a financial plan and tapping available resources, among other things, can help. Darryl and his wife, Jane, are financially very fortunate. They are successful by many measures — they excel in their careers, raised three kids who are now adults and have enough saved to plan for an early retirement with plans to travel around the world. Darryl is even beginning to realize some of his lifelong dreams: The