Rachel Cruze Trusted Voice on Budgeting and Saving Money As a #1 New York Times best-selling author and seasoned communicator, Rachel Cruze helps Americans learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids. The daughter of Dave Ramsey, she uses the knowledge and experiences from growing up in the Ramsey household to educate others. She’s the host of The Rachel Cruze Show, which is available on Facebook and YouTube, and of The Rachel Cruze Show podcast, which is available on Apple Podcasts and Google Podcasts.