Imagine a scary world in which you had no control over your property. Maybe you planned and saved and purchased a rental property. You have a mortgage and other expenses, but the rental income either covers it or covers a large part of the expense. Perfect! But wait — suddenly you are told that you cannot collect rent, and you cannot evict the tenant for failure to pay. These days, government has decreed that tenants are a protected class and landlords are de facto welfare providers! Similarly, consider a young military family which owns a home here in San Diego County. Like many military families, this one rents its home here when transferred elsewhere because it has plans to return at some point. But if this family were unlucky and rented to a tenant whose finances were negatively impacted by the COVID-19 crisis, it stands a very real chance of losing its home to foreclosure! Many if not most military families cannot afford to pay rent at their current duty station and pay the mortgage and other expenses on a home here with a tenant in default.