Did you know a funeral home has to give you prices over the phone if you request them? Did you know embalming a body is rarely required? New Jersey does a poor job informing consumers of their rights related to planning funerals, and on its website the state funeral service regulator doesn't seem interested in catering to individuals who've lost a loved one, according to a new report. The Garden State receives a "D" grade in the report by the Funeral Consumers Alliance and the Consumer Federation of America, which analyzed whether state funeral regulators are living up to their mandate to serve the public interest.