Jax Federal Credit Union Provides New Resources for Members

Jax Federal Credit Union Provides New Resources for Members by Offering Affordable Short-term Loans, Powered by the QCash Financial Lending Platform


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OLYMPIA, Wash., Dec. 17, 2020 /PRNewswire/ -- Headquartered in Jacksonville, Florida, Jax Federal Credit Union (JAXFCU) has launched a new small dollar loan product called QCash, offering short-term loans up to $2,000, helping members with their unexpected cash needs. The digital application is easy to use, utilizing at least 6 months of the member's credit union financial history to underwrite, approve, and fund the loan in less than 60 seconds.
Using QCash Financial's white-label, digital lending platform, JAXFCU has automated loan processing using the member's credit union relationship to make the lending decision rather than the member's credit score history. Members immediately learn what they qualify for, and the funds are deposited into their account right away. Rates are configurable by JAXFCU and are substantially lower than traditional short-term predatory lenders. JAXFCU notes that QCash loans are a great way to get a little extra cash for college, groceries, or an emergency car repair. Additionally, QCash loans can help build or repair credit and are a smart, responsible alternative to high-interest loans.

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