Diane Stefan “They said they would cover other things but they weren’t covering medical any more,” Stefan recently told Inman. “They didn’t say why. I figured maybe it had something to do with COVID and they couldn’t fund it any more.” Whatever the reason, the end of her coverage posed a unique challenge. That’s because Stefan is a real estate agent with RE/MAX Dynamic Properties in Anchorage, Alaska. And like most agents, Stefan is an independent contractor, meaning she doesn’t automatically get health care coverage through her job they way salaried employees do. That meant she was going to have to sift through a byzantine array of options on government health care exchanges to find something that might work.