Credit Robin Erb / Bridge Michigan's new auto insurance law is overturning the lives of many auto accident survivors and their families, week by week, as long-term care providers that used to support them close. Take the case of one of Christine Call's clients. She's a case manager for auto accident survivors. One of her clients is a quadriplegic with a traumatic brain injury. He is unable to transfer himself in and out of bed or in and out of his wheelchair. He can't get a drink of water for himself. He can't get himself anything to eat. And he has no family, so he is completely dependent on his caregivers - paid for by his auto insurance company - to survive.