Hands over land papers to landless beneficiaries under PMAY SRINAGAR, OCT 2: Lieutenant Governor, Manoj Sinha today inaugurated the 'Cashless Panchayats', adoption of BHIM-UPI mode of transactions in Gram Panchayats of J&K UT. At the Swachh Bharat Diwas Celebration event organized by Department of Rural Development & Panchayati Raj at Raj Bhawan, the Lt Governor