12:51 After initially showing reluctance, President Trump over the weekend signed a $900 billion COVID-19 stimulus package that includes direct payments to Americans, extends unemployment benefits, and sends money to businesses hurt by the pandemic. For some insight into the expected impacts of the legislation, WAMC's Jim Levulis spoke with Hugh Johnson, chairman and chief investment officer of Hugh Johnson Advisors in Albany. Johnson: When we take a look at the fourth quarter, and we look at the numbers through November, the economy was losing momentum. And it was clear that individuals’ incomes were going down, their consumption had started to contract or was contracting and they were using their savings to try to, you know, basically keep ends meeting, meet their meet their obligations. What this does is it gives them sort of new life, it gives a real lift to the incomes of individuals. And I might add, very importantly, with the Paycheck Protection Program, those loans, it also gives a lift to companies, small to medium-sized companies. So what we're going to see is that, whereas we've been worried about not only the fourth quarter, but worried about what was going to happen in the first quarter [in 2021], this gives a real lift to the economy. So I think what we're looking at, I had been looking at the possibility of a negative first quarter, that's still a possibility. But I think it's a little bit more removed now. And I think we're going to have a positive first quarter. And then when we get past the first quarter, I think things will start to get better, or they'll start to respond to the vaccine. But most importantly, this gives a real lift to individuals, businesses, and the first quarter economic output, or results that we see.