malarky, what we're talking about here. the fact of the matter is, the fact of the matter is that there will be a deductible. it will be a deductible in our paycheck. bernie acknowledges it. bernie acknowledges it. $30 trillion. has to ultimately be paid. and i don't know what math you do in new york, i don't know what math you do anywhere, in california, but i tell you, that's a lot of money and there will be a deductible. the deductible will be out of your paycheck because that's what will be required. >> let's talk about math. let's talk about the fact that the pharmaceutical companies and the insurance companies last year, alone, profited $72 billion and that is on the backs of american families, and under your plan, status quo, you do nothing to hold the insurance companies to task for what they have been doing to american families. >> i have the only plan that limits the ability of insurance companies to charge unreasonable