coffee a week. if i go to every employer in america and say would you buy every employee of yours one cup of coffee a week so he or she can have paid leave when their families needs it. small business that is don't have the resources and ability to offer it, yes, i can offer it. there's no overhead, just like social security. >> can i clarify something. okay, so both me and my employer would be paying into this fund. >> yes, $2 a week. >> so it's not a lot of money. >> employment, it's a hundred dollars a year. that's not a great deal of money and one that if you create this fund, chris, when your employer says, gosh, she's going to be out for three months, i have to hire a quick replacement worker or temp. they can use your old salary to begin to fund that temp because now you're going to get your payments straight out of your fund that you bought in. it's yours. you get to take it with you everywhere you go. >> sonia, you have a daughter who's in college right now. >> she's in high school. i have a son in college. >> and you're thinking about what their career or job opportunities are going to look