the big banks to do things they really shouldn't have done and brought us all to our niece. and we're now talking about trying to let them loose seems to me insane. but who knows what they're going to do. >> what would you say, michael, is the single biggest thing at risk in some of the proposals you've heard what republicans want to do to dodd/frank? >> you know, there have been so many things said. if i was monitoring it from afar, not wanting to read the dodd/frank regulation and i just as a concerned citizen, i would watch first, they don't change the leverage requirements on banks. they should be -- the equity requirement should be greater than they are. but at the very least, they should not be reduced. the volcker rule, some republicans say the volcker rule had nothing whatsoever to do with the financial crisis. the huge banks loaded up on subprime mortgage risk. much of it disguised. it was hard to know who had what. that was the heart of the crisis. the rule that prevents them

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