i think we're going to get to a moment with financial regulation essentially what he has done with health care where he says oh, i didn't realize it was so complicated. and maybe not much will happen. but it is -- it's breath taking that we're not -- the financial crisis is a living memory. and it was a story of really horrible incentives that were baked into the system that led the big banks to do things they really shouldn't have done and brought us all to our niece. and we're now talking about trying to let them loose seems to me insane. but who knows what they're going to do. >> what would you say, michael, is the single biggest thing at risk in some of the proposals you've heard what republicans want to do to dodd/frank? >> you know, there have been so many things said. if i was monitoring it from afar, not wanting to read the dodd/frank regulation and i just as a concerned citizen, i would watch first, they don't change the leverage requirements on

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