but if you know you want to be a computer scientist or an engineer, there are two and three-year and one-year vocational colleges that are relevant and appropriate opportunity for you that will not amass as much personal debt. so i think it comes back to long-term planning. i don't think the federal government should be in the business of telling students how to think, but i do think that we should have a p.r. campaign collectively to say how are we going to prep long-term to ameliorate debt and shift the paradigm away from deficit funding of college are more towards grant and free college, because we want a more educated society, not a less educated society and that will pay or over and over again. >> matt, that speaks to something else you've been talking about, which is increased transparency so students understand the ramifications of the decisions they make.