lobbyists, to weaken the rules and go light and describe to the regulators that they intended less and less regulation and to say, you've got to do less. let's create this little technical part over here and another loophole. let's delay implementation. in a sense the banks have continue e continued, these largest financial institutions have continued a business as usual. they will decide how much risk ty take on. they will continue to take the profit off the top and they will continue to leave the risks out there for the american taxpayer while they fight off any regulation off to the side. so far, it's worked pretty well for them. the problem now is that jpmorgan has had to admit that, wow, it