that money would never be recovered. it really changes the whole outlook. >> 50% is better than 10%. >> absolutely. >> does this get parcelled out across the board? is that what it is? everybody gets a certain percentage? >> the whole regime that determines who gets how much back. it will only go to people who have clearly loss less than they put in, principle amount. people who say i should have got more back but got their principle back, they're not eligible. but this money will be disbursed early next year. it's remarkably speedy. there are lawsuits going on for more than trying to recover more than. $40 billion of other money. that's going to go on for years. it's not clear if people will ever see any of that. >> phenomenal amount of money. $7 billion. what was it, just sitting in a bank? >> i'm astonished one man could have an estate of $7 billion. he was hardly even known as one of the wealthier people in the country. >> under the radar. >> very much. >> how does this happen?