why. >> these are some of the bills i received. >> reporter: hospital care at a staggering cost. >> roughly $545,000. >> reporter: medical bills adding up, blamed in 60% of personal bankruptcies. >> it was seven pages. >> reporter: that's atlanta mom tracey rutt, who rushed to the hospital for an urgent gallbladder surgery. we dug deeper in to her bill. one blood pressure pill $15. surgical stapler $895. disposable scissor tip $177. total cost of three nights in the hospital, nearly $40,000. >> what was it like the first time that you saw this? >> it was shocking. >> reporter: that bill, insurance took care of half but that means tracey is on the hook for $20,000. take a look at this. abc news obtained the catalog from one of america's largest hospital suppliers and compared