the deductibility of interest on their student loans, because you know as we know, we have something like $1.4 trillion of student loan debt, which is meaningful to you if you are a college student or a parent of a college student. it is funny that you talk about the waiver situation, right? my brother actually falls into this category with his son, and they were worried to death because it was part of the equation going in that they would not have to pay tax on this, so it looks like it is also reverting to what it was before. in actuality, it is the same old, same old. it is what it was before, and that is what makes it so interesting. you and i were talking about this on the breaker, right? originally, the top tax bracket of 39.6% was for people i believe earning 1 million or more. >> shepard: for all of the money earned over $1 million. >> so that resets now at 600,000, so that can be a big tax increase going on there now.