those productive talks are happening. we're at the concept stages right now. the vice president has been instrumental in bringing together different groups from our conference. right now we're at the conceptual stage how to move forward in a way to get everybody to 16. we need to get the votes and the consensus of 216 of our members. it's premature to say where we are because we're at the conceptual stage now. >> it's about getting to the conceptual stage. we don't have a bill taxed or an agreement but these are the conversations we want. the productive conversations are happening and they're conceptual levels. it's all about getting premiums down and making more affordable premiums and we have other