he started this cooperative and it's been duplicated a lot around the country. 's in his cooperative in kansas, c they have a ten dollar monthly charge for children. a $50 monthly charge for adults. it includes unlimited health care. he is independently negotiated with the pharmaceutical companies for the major drugss that his patients need and gets 90% reductions and then most ofm his patients have catastrophic plans, relatively inexpensive based on what your deductible is in case you have a heart attack or accident or cancer. that's what insurance seems to be for. can that be duplicated for example? could the bricklayers association of america, carpenter unions across america, is that something that could be duplicated, considering it's so impressive to me on top of the health care savings accounts which we all agree we need in this bill? >> what a great model to follow. the flexibility that we have of this legislation and we will have in the second and third