everybody knows what is going on here and what is coming down the pike. roughly 100 million people are going to pay more for their health care. they're going to have 50 million people who get it for free or subsidized. so the dozen is sucking hundreds of billions of dollars out of the middle america and that takes -- >> it's the opposite of what the administration is saying, what you say, far more are paying more than paying less. >> 100 million pay more. 50 million get it for free or subsidized -- >> are you including those rolling out next year with the work -- the pig bosses who dump their plans? >> if this process going all the way through we end up with that. most people are going to pay higher premium. many people will pay much higher detickettibles and they know it. everybody knows this is coming down the pike. what are you going to do? going to get out there and spend money? spend it freely when you know