banks, he likes regulating big banks. that's where the money is. he can go to the banks for campaign contributions, and when the federal government is focused on seven institutions, it's easier to basically extort what it wants from them. that's why i think he doesn't want to break it up. if you break up the banks it be easier to regulate. >> neil: we could still have another like 2008? >> you never say never. you don't know what the next -- >> neil: supposed to make it harder. he is meeting with the sec heads, various financial agencies and saying, what can we do to foster -- >> i will say this. there were lots of regulations on the books before 2008. the other thing is that one of the reasons why we had a 2008, because you had bank access, like customer deposits that are insured, merged with risky assets. when we ended brant stiegel, these big banks were created. glass stiegel has not been reversed. you still have -- don't have that separation.