insurance and have been advised to take travel insurance you are pretty much on your own. what typically the lines do is step in and make things as right as they can. >> judge jeanine: what are they going to do? give you another cruise. >> that is typically what they do. give you a refund on the cruise you just took. so you don't pay for anything on the cruise you took and get a free cruise later. >> not enough. >> and hopefully transportation back. >> michael winkleman. michael, are you there? >> i'm here, judge. how are you, good evening? >> judge jeanine: you are maritime attorney. thank you for being with us this evening. can these passengers sue what rights do they have? >> they absolutely can sue, judge. and first thank you so much for having me. unfortunately, what has been really a crazy scary, terrifying incident is really just a tip of the iceberg for the passengers. mark hit the nail on the head with the cruise ticket contract because in that that requires these u.s. passengers if they are injured and even grievously injured would have to go that is an expensive and