waiting this out. >>guest: they will wait it out longer and you get to a point where the return on investment is compelling and they will buy in their stocks. there are stops that get killed today even stocks like verizon. >>neil: joe, always a pleasure, sir. could do worse than listen to joe grano's ideas. home loans, car loans, student loans, think they are going up because our credit rating has gone down? the mainstream media says that will happen.