>> from america's news headquarters, i'm marianne rafferty. managers of the deep-water horizon drilling rig have disabled a critical alarm system before the explosion. in a hearing conducted by the u.s. coast guard, michael williams said an automatic alarm system was, quote, inhibited so the crew wouldn't be woken up at 3:00 a.m. with false alarms. 11 workers died in the explosion. six bank closures across the nation. in florida, georgia, south carolina, kansas, nevada and minnesota. the six failures will cost the insurance fund nearly $400 million. it's the second consecutive year that more than 100 u.s. financial institutions have collapsed. "the wall street journal" reports 102 failures since the