citimortgage on november 3rd, 2006. the very day she borrowed the money. less than two months later, citimortgage turned around and sold that loan as an investment to fannie mae on january 1st, 2007. yet the assignment of mortgage documents starting citimortgage owns the loan is dating june 24th, 2010. that information on the document comes from a virginia company owned by citimortgage, fannie mae and other big mortgage players, mortgage electronic region strags system. banks use it as an electronic repository to keep track of the real owners. they have 64 million loans in the database. if a bank wants to fore foreclose, out turned to mers for the documentation. much faster and cheaper than retrieving local title records. but the mers' papers like for