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stock market? maybe t-bills, another place where you might be able to put your money that wouldn't be weathering such volatility when it comes to investing, we found that the s&p 500, the general us stock market, is the best bang for your buck. and we've even seen four will, four or 1k a millionaire shoot up 43% versus last year because they just consistently put money away into those index funds and mutual funds, those giant groups of stocks. and they're not stressed out well, what's happening in the market day-to-day and there's good news out there. the s&p 500, the nasdaq, hitting record highs just as of yesterday. and so we've got to focus on the good news to how do you think people should be approaching this? >> you know, if they're looking for one year out there close to retirement or if they're looking for the long run ten in 15 years well, for starters, fear is a terrible financial advisor and i just saw the cnn's fear and greed index right now, people are leaning into that fear and it's causing them to pull out of the market.