, on American democracy. Last summer, DonnaLee Norrington had a dream about owning a home. Not the figurative kind, but a literal dream, as she slept in the rental studio apartment in South Los Angeles that she was sharing with a friend. At around 2 a.m., Norrington remembers, "God said to me, 'Why don't you get a mortgage that doesn't move?' And in my head I knew that meant a fixed mortgage." / Nevil Jackson for NPR / DonnaLee Norrington in her bedroom in Compton, Calif. Last summer, as she slept in a rental studio apartment in South Los Angeles, she had a dream about owning a home for the first time. Norrington was 59 at the time.