rates have gone up again, for the 14th time in a row. the bank of england has put up its main rate from 5% to 5.25%. that will mean higher mortgages for some people, but it's also good news for savers. the bank of england is using interest rate rises to fight inflation, which has slowed recently, but which is still nearly 8%. our economics correspondent andy verity reports the father of two, peter, keeping up the payments for his family's mortgages looking like anything but child's play. they bought their home under the government's help to buy scheme, but since then interest rates have risen 1a times. when his fixed rate deal expires early next year, the payments willjump. somehow we are supposed to spend less and find an extra £750 per month to pay for that. for many families it is a terrifying situation, but if you have a young family like ourselves, who have been swayed into the housing market by government who has advertised help to buy as an affordable scheme, right, when things become unaffordable, you can't simply turn around and say, that's your problem. today's rise of 0.25% takes the base rate to 5.25%. because that has now happened 1a times in a row, 800,000 borrowers coming off a fixed rate deals in the second half of this year face startling jumps in their payments. in salisbury, like elsewhere, higher interest rates and tax changes have put landlords off buying more buy to let properties. the supply of rented property is not keeping up with demand from young renters, forcing up rents, so young people are still trying to buy. you wouldn't think that first—time buyers are on the scene, and they are, and i think that is because rent is climbing very quickly and first—time buyers are essentially saying they will take a mortgage rather than spend the rent and lose the money, and parents help with the deposit. the the money, and parents help with the de osit. ., , the money, and parents help with the de osit. . , ., , deposit. the idea behind raising interest rates _ deposit. the idea behind raising interest rates is _ deposit. the idea behind raising interest rates is that _ deposit. the idea behind raising interest rates is that if - deposit. the idea behind raising interest rates is that if you - deposit. the idea behind raising| interest rates is that if you make it more expensive to borrow, then people will tend to spend a little bit less, and that will reduce the upward pressure on prices. but it is not even in effects. the people hit hardest at those who borrowed the most, who tend to be young people, those who stretched to buy a home, and those who benefit most are net savers, those who have got more saving than borrowing, who tend be older people. lazar saving than borrowing, who tend be older maple-— older people. low and stable inflation is _ older people. low and stable inflation is the _ older people. low and stable inflation is the foundation . older people. low and stable inflation is the foundation of| older people. low and stable l inflation is the foundation of a healthy economy. high inflation hurts the least well off the most. are some economists say if you want to fight inflation by reducing excessive spending, you could do it more fairly across the generations by raising taxes on those who have plenty to spend. i by raising taxes on those who have plenty to spend-— plenty to spend. i don't think the bank of glenn _ plenty to spend. i don't think the bank of glenn is _ plenty to spend. i don't think the bank of glenn is doing _ plenty to spend. i don't think the bank of glenn is doing the - plenty to spend. i don't think the bank of glenn is doing the right i bank of glenn is doing the right thing _ bank of glenn is doing the right thing with interest rates, it is raising — thing with interest rates, it is raising them too fast and too high, and that_ raising them too fast and too high, and that is— raising them too fast and too high, and that is causing a lot of pain for people _ and that is causing a lot of pain for people with mortgages and debt, and instead the government should be looking _ and instead the government should be looking at— and instead the government should be looking at fiscal measures price controls — looking at fiscal measures price controls and taxing wealth, high income — controls and taxing wealth, high income individuals like the policies that help _ income individuals like the policies that help people through the cost of livin- that help people through the cost of living crisis. high that help people through the cost of livin: crisis. , ., , living crisis. high interest rates have already — living crisis. high interest rates have already played _ living crisis. high interest rates have already played a - living crisis. high interest rates have already played a role - living crisis. high interest rates have already played a role in i have already played a role in pulling down high house prices from their peaks, but they will have to fall a lot further to be affordable to most young families. and andyjoins me now. can we expect to see more of these interest rate rises? if can we expect to see more of these interest rate rises?— interest rate rises? if you are lookin: interest rate rises? if you are looking at — interest rate rises? if you are looking at more _ interest rate rises? if you are looking at more of— interest rate rises? if you are looking at more of what - interest rate rises? if you are looking at more of what they| interest rate rises? if you are i looking at more of what they are expecting in the city, yes, you can. they are expecting to more rate rises in the coming months. the expectation is that they will peak early next year and then start coming down again, but not very fast and not back to where they were a couple of years ago. but there is an increasing debate from the committee who think that the rates have gone too far, too fast, and too high. there are ways to tackle inflation as i was mentioning in that report. the problem with raising interest rates as you don't really know what effect it is going to have for another 18 months, so you are projecting 18 months forward, when inflation is bound to be a lot lower thanit inflation is bound to be a lot lower than it is now. could you go over the top and cause deflation? but also if you use tax, for example taxes that spain have used, they have managed to get inflation down below where ours is because tax measures take effect straightaway. andy verity, thank you very much indeed. donald trump will appear in court this evening — accused of conspiring to change the result of the 2020 from washington, our north america correspondent sean dilley reports. they will be high security. the former president has said the indictment against him shows the corruption, scandal and failure of the united states under his successorjoe biden. sean dilley reports. cheering. for donald trump, the stakes are high — liberty versus possible jail time. if he's worried about any of this, he's showing no signs of it. you know, every time they do something we go up in the polls, you've seen that. we'vejust had an iowa... we've just had an iowa poll, we are up 36 points. that's a lot. cheering. a key figure in the prosecution's case against mr trump is this man, mike pence. the former vice president has criticised his old boss for trying to pressurise him to overturn the election onjanuary the 6th. police are now running back... donald trump supporters who stormed the us capitol building believed claims by the then president that mike pence could have rejected the election results, keeping mr trump in the white house. that on that day, president trump asked me to put him over the constitution, but i chose the constitution. and i always will. and i... i really do believe that anyone who puts themselves over the constitution should never be president of the united states. today's case charges mr trump with fraudulently attempting to throw out legitimate votes, but he is separately due to face trial in new york over claims he used his business to hide hush money payments to a porn star. two months later, in may, he is set to stand trial in florida accused of espionage act crimes for holding onto classified documents after he left office. donald trump has consistently denied any criminality in all of these cases. he insists he's done nothing wrong at all. he claims he's the victim of a political witchhunt and so he's expected to plead not guilty to all four charges. sean dilley, bbc news, in washington. live now to washington and our correspondent there, jon donnison, who's outside the courthouse where mr trump will appear. jon, it's going to be quite a spectacle. talk us through what will happen there later. well, it certainly is. he is not due in court for another eight hours, but already the anticipation is building. journalists have been camped out overnight since yesterday afternoon to try and secure one of the limited spots within the courtroom. he did have the option of a virtual experience, but never one to shy from the limelight, we are expecting him to turn up in person today, flying in from his golf resort in bedminster, newjersey. either way, resort in bedminster, newjersey. eitherway, i resort in bedminster, newjersey. either way, i think the appearance will be brief. he will have the criminal charges read out to him and he is expected to plead not guilty. the allegation is essentially that he spread lies about voter fraud after the 2020 presidential election to try and stay in power, and that he knew those claims were false. he has called it on his truth social media platform overnight a fake case driven by a deranged prosecutor. jon, thank you very much. jon donnison. the deputy prime minister 0liver dowden has told protesters to stop what he called "the stupid stunts", after greenpeace activists scaled rishi sunak�*s house in protest at new licences being announced for oil and gas exploration in the north sea. campaigners covered the prime minister's home in yorkshire with black fabric. the prime minister and his family are currently away on holiday in the united states. hundreds of wildfires are raging in canada, and so far this year they've burned some 30 million acres of land. canada's geographic location means it is warming faster than the rest of the planet, and in recent years it's faced a series of extreme weather events. some of the worst wildfires at the moment are in the province of british columbia. neda tawfik reports from the town of 0soyoos, which is being threatened by fire at eagle bluff. canada has never experienced a wildfire season as treacherous as this one. in the 0kanagan valley region of british columbia, they're still battling the blazes that nearly engulfed the town of 0soyoos over the weekend, forcing hundreds to evacuate to safer ground. all the smoke came out, started just blazing through. the maynards are still cleaning debris out of their back yard. that's all ash. the eagle bluff fire initially spread so quickly from the us border that it wasn't long before fire crews told them to evacuate immediately. within the five, ten minutes of packing up and going out, and it was the engulfment, you could see it in the backside just coming over, and from there to the time we went to our friends house and sitting on their deck and watching it, it was already at the point of our place within minutes. for hours, the maynards and residents watched the inferno building in front of them. the wildfire is still growing, but at least for now it's expanding away from town. crews like these water bombers have been working relentlessly over the last few days to try to contain this fire. but despite that, they have still classified this eagle bluff wildfire as out of control. we've seen some significant growth on that west side of the fire. the fire is estimated at 3,044 hectares in size, and we're working with the incident management team on the us portion of the fires and looking at objectives that we can identify and assess along that west flank. this small desert town of 5,500 people is a popular summer destination for canadians because of its natural beauty and lakes. it's also well known for its wineries. there's a pile of dead standing timber there with no needles on it. that is a result of a 2003 fire. for matt mavety, wildfires are not new, but some are costlier than others. his family vineyard lost 80% of its sales in 2021 because of smoke damage to the grapes. smoked—damaged wines are basically of low, low value. farming here, we don't aim for low value wines. 0ur wines have to be premium. the eagle bluff wildfire is one out of more than 1,000 burning across canada right now, believed to be fuelled by higher than usual temperatures and drought. what's happening here is yet another indication of what lies ahead in a warming world. nada tawfik, bbc news, 0soyoos, british columbia. here, fewer people have been shopping on the high street this summer. footfall in shops was down by 0.3% in the first drop injuly since 2009 — that's according to the retail analysis firm springboard. the reasons for the fall include the rising cost of living, this higher interest rates, the rain, and disruption on the railways. here's our business correspondent emma simpson. reading in the rain. it's turning into a soggy old summer. not easy going for the street food traders who did brave the weather. not many customers either. horrendous. it's called a wash—out, basically, when it's like this, and it's got bad weather and that, it's, you know, there's nothing you can do about it, really. we are going to three out of six traders that are normally here. some people have just taken the decision tojust not turn up because they know that the customers aren't going to be here. 0ur topsy—turvy summer weather is having an impact on footfall. june was the hottest on record, driving a 3.7% monthly increase in visitors across high streets, retail parks and shopping centres — the biggest increase in anyjune since 2009 when the research began. in july, another record. for the first time footfall was lower thanjune, driven by a fall in shoppers out on the high streets across our towns and cities. july really has been the perfect storm for high streets and for retail destinations, literally in many ways. not only have we had a huge amount of rain, but also we had an overtime ban on rail, which has limited people's ability to make trips. and then, of course, the rise in interest rates that we've seen recently has started to really hit home injuly. it's looking a bit brighter here on london's main shopping street today. these footfall figures don't tell you anything about actual spending, of course. there's always online, and when it comes to bad weather, not everyone's complaining. this soft play centre in dudley has just had their busiest month in 19 years. i've never known a july like it. we're just, we've been constantly busy now for four weeks. the admission numbers are up and we are getting a lot of new customers, or people who maybe wouldn't normally come to soft play. but for many other high street businesses, the weather has put a dampener on visits. emma simpson, bbc news. wilko, one of the uk's biggest discount retail chains, is heading towards administration. the business, which employs 12,000 people, has around 400 stores across britain. it says it's facing mounting cash pressures, and has taken the difficult decision to seek administrators as it tries to secure a rescue deal. our top story this afternoon... the bank of england has increased its base rate to 5.25% as it continues to fight inflation. and i am in glasgow as the world cycling championships get under way. it is lunchtime, the athletes here are hungry for medals and thirsty for speed. coming up on bbc news, nfl legend tom brady is the latest high—profile sports star to become involved with english football. he's the new minority owner of birmingham city, who say brady will lend them his time and expertise. they were some of the most unforgettable scenes in the early days of the war in ukraine — the sight of people trying to flee their homeland by train from lviv. millions became refugees, with families torn apart because ukraine's men of fighting age were expected to stay and defend their country. our special correspondent, fergal keane, witnessed those desperate scenes in lviv last year, and now he's followed one family who fled to britain but who've now returned to ukraine. 0n the line that once carried them to exile, a family is homeward bound. 0ksana 0nyschuk and her children, anna and ilya, are refugees. it's been 18 months since this. this is hard to credit, to believe in the europe of 2022, people are just crushing all around me, trying to get on to these trains. many thousands fled ukraine through lviv railway station. like 0ksana, her husband, jenia, and their children. this photo taken just weeks before the war. the moment of their separation. men of fighting age couldn't leave the country. jenia went home to this. explosion. the city of kharkiv, under a russian siege. a year after saying goodbye to his family, jenia was eking out an existence with food aid. his job as a massage therapist vanished with the war. inside... ..memories of the old life. 0n the other side of europe, 1500 miles away, the distance between war and peace. if — present, simple, present, simple. if you leave the object, it drops. 0ksana and the children found refuge in surrey. if, to describe a possible situation. an english speaker, she's teaching the children of ukrainian refugees. i became strong, i think. yeah, i faced some difficulties. i must be a mother, a father, a teacher. among the pupils, herson, ilya. i miss ukraine so much. i miss for my dad. and i feel sad right now because he is not next to me. but as winter passes into spring, and then to summer, a plan is being made. 18 months after fleeing the war, they're returning for a holiday in a safe place away from the front line. can you sleep at night now that you're... no, i'm so excited. what do you think it's going to be like when you get there? very sunny and happy. back on home soil at last. ukrainian flag. we're in ukraine. 0h! you're home. lovely. then on towards the east on this last long night. i've never had such an exciting emotions and feelings like i have now. every hour we are closer and closer to him. never was a morning so happy. for a moment, everybody beyond words. 0ne family's answer to the cruelty of war. fergal keane, bbc news, ukraine. the american popstar lizzo has given her first response to what she says are "false allegations" of sexual abuse and fat—shaming. three of her former dancers filed a lawsuit against the singer on monday, accusing her of discrimination, assault, false imprisonment and harrassment. in a social media post today, lizzo responded calling the accusations "unbelievable". there's more evidence today of how tv viewing habits are changing. the broadcasting watchdog 0fcom says older viewers are increasingly switching away from live television. 0fcom says there's been a record fall in the number of people tuning in to watch traditional broadcast tv each week. colin paterson is here with more details. here is a breakdown of some of the key findings. starting with the headline that there has been a record year—on—year fall of the amount of people watching live tv. in 2021 it was 83% watching live tv. in 2021 it was 83% watching live tv but that has gone down in 2022 to 79%. and those of us who are watching tv, apparently we are watching 20 minutes less of it per day, which is quite a fall off. in 2021, the average watching time was two hours and 59 minutes. in 2022 it was two hours and 38 minutes. 0ne 2022 it was two hours and 38 minutes. one final 2022 it was two hours and 38 minutes. 0ne finalfinding we have pulled out, dealing with the 65—74 age bracket who have until now been the most loyal when it comes to watching live tv. they are watching 10% less live tv than before, the belief being they are discovering streaming services and watching more on catch up. one other media story today, the radio listening figures, the rajars, dealing with the first three months since ken bruce left bbc radio 2 and moved to greatest hits radio. the results are radio two has lost1 million listeners and ken bruce has put on almost 1.25 million to his morning slot on greatest hits radio. colin paterson, thank you. there 5 been another shock at the women 5 football world cup ? two—time winners germany have been knocked out in the group stage. they could only draw 1—1 with south korea in their final group match, which means columbia and morocco progress at their expense. yesterday brazil were knocked out. england 5 next match is in the last 16 against nigeria on monday. the first combined cycling world championships start today in scotland. over 11 days of competition, riders will compete in categories that include track, road and bmx, as well as para—cycling, which is fully integrated in the championships for the first time. 0ur sports correspondent, mike bushell, looks ahead to what's being billed as the biggest multi—discipline cycling event ever: skills you never thought you'd see possible on a bike, bringing breakdancing to the saddle in the mesmerising sport of bmx flatland, one that would leave most of us dizzy. you hear that a lot, that it's compared to breakdancing. i guess it's all about the fluid motion. a lot of it's notjust the tricks as well, it's the style and the creative too. you bring yourself. reece thomson is blazing a trail as the first british athlete to compete for a world championship medal in this discipline, bringing the sport to a new audience. ijust thought it was amazing. i didn't know people could do that with bmxs. i used to do yo—yoing _ and i thought that that was cool. sojust seeing that is like, whoa, i could do so much cooler stuff. i it's been a street sport in some parts of the world for decades but now there's a formalised world championship and reece and his rivals will compete in two three—minute rounds to show off the very best of their artistic and athletic ability. over the next 11 days, this will be one of the surprises at the combined world cycling championships, along with other lesser known sports like artistic cycling and cycle ball, the game pushing the boundaries of what we thought possible. and they are taking their place on the world stage alongside the more recognised cycling events — the track and road races, the established bmx sports, and mountain biking. we'll have over 8000 athletes. we'll have them from 120 countries. and so it's bigger than the commonwealth games. and we are delighted for the very first time to have para—athletes competing alongside their able—bodied peers. one of the key things about getting one nation like scotland to host all the world championships of the various disciplines at the same time is to show the range of things you can do on a bike, and so getting more people involved in whatever kind of cycling they want to do. this catalyst for behaviour change, this shifting in people's perceptions about what can and can't be done, and just how important and how easy it is to get involved in cycling. that really will make a real difference to this city, and make a real difference to this country. before these championships few will have heard of bmx flatland. now, thanks to these games and athletes like reece, a new generation will be inspired to give it a go. i just hope that when some young people see this and then they see, oh, its possible, and hopefully off the back of this event we will get a few more people into flatland bmx. from obscurity in a former warehouse in glasgow, to hundreds of millions expected to watch on tv across the globe, reece quite literally will have the world at his feet. 0ur correspondent nesta mcgregor is in glasgow now. as you heard in mike's report, 11 days of cycling starting today here at the sir chris hoy velodrome, where the track and para— track events will be held. the likes of jack carlin, dame sarah storey and katie archibald will be in action. when katie archibald takes to the track we are expecting quite the ovation. you may remember a year ago, last august, she tragically lost her partner, who would have been competing here as well, but sadly he died in his sleep so expect emotions for katie and the rest of the gb team to be quite high. later tonight the first of the medals will be handed out at the championships. women's team gb team qualified fastest in the pursuit. not such good news for the men, the defending champions are out with one rider crashing on the final corner of the final lap. this is a sport at high risk and high reward and you can have a front row seat with coverage on bbc two from 5.30. nesta mcgregor in glasgow, thank you. he was one of rock music's greatest stars — the legendary freddie mercury of queen. well, now there's an exhibition of the late singer's personal possessions. it includes a comb for his moustache, a list of dinner party guests and, of course, some of those flamboyant stage costumes. 0ur arts and media correspondent david sillito has been to take a look. yes, that's a giant moustache outside sotheby�*s sale room. and inside, this, the famous graffitied green door that led to freddie's garden, freddie's record collection, freddie's kitchen. freddie's costumes. there's even freddie's moustache comb. #mama...# and for fans of classics, like bohemian rhapsody, there are on display little clues to how he created his songs. what am i looking at here? well, we're looking at here, this is the earliest surviving draft for bohemian rhapsody. there's the title. yes, yes. but then, if you look underneath, there is a cancelled earlier title, where he had written "mongolian rhapsody". so bohemian rhapsody was originally mongolian rhapsody. so it seems, yeah. # but now the party's over... and even those who knew freddie well, there are surprises, as we discovered with one regular visitor to freddie's home back in the 80s — songwriter tim rice. do you know what you were doing on the 14th ofjune, 1987? no. let me go... i've got something here for you. freddie, you see, was very organised. and there is a book with a record of every dinner party. oh, wow. good heavens. so you were having cold tomato soup, lamb in puff pastry, new potatoes, carrots, salad. with a rather nice white — chateauneuf du pape. and a red volnay. wow. just four of us round that magnificent table. wow. i mean, i rememberthe evening. he was very civilised. and, if you didn't know he was a mega rock star, you might not know that. i mean, he was the opposite a lot of the time from the image he had on stage. so there it is, a free exhibition of a lifetime of memories that will, in a few weeks, be sold off in six freddie sales. this is a once—only moment. they are expecting quite a few visitors. david sillito, bbc news, sotheby�*s. time for a look at the weather. here's chris fawkes. the weather is ok over the next couple of days. we are talking about a mixture of sunny spells and showers. the clouds already building across parts of the south west midlands and they will produce showers later today. the greatest risk of seeing showers will be across the midlands and increasingly eastern england. at the same time, wales and south—west england probably seen