manchester to merseyside, many homes are unsafed and unsellable. what work needs doing on the building, what needs replaced? so, if you look, all the timber cladding that you see all has to come down. those who can least afford it are facing life—changing bills. i'm on universal credit and every penny counts. we are still facing high, huge, out of this universe type of bills. there are warnings this is becoming a mental health crisis too. it's a financial strain that is forced to be to take medication for my mental health. just to keep afloat. safety checks have exposed the failure of building regulations over decades. we were having meetings with government in 2009 and 2010 with our concerns about the quality issues on building sites. this is britain's building safety crisis. but who is to blame? so this is the children's bedroom. they share a room, as you can see is quite cramped, a lot of stuff in here. in south london she has outgrown her one—bedroom flat. this is the living room and... this doubles as your bedroom? yeah. in the evening it's like changing rooms. and in here is my bed. it was 12 months ago when we first met. back then she had just been told that her block is so unsafe it needed round—the—clock fire wardens. i'm angry, i'm actually furious at it. this is ruining peoples lives. a year—round they have had a fire alarm install but her block won't get any funding to fix the fire safety faults. 18 metres is the cut up government support. these apartments fall short. to know that we haven't got nothing and it's all down to us is just devastating. because your four stories rather than six stories? yes, yes we just fall short. what colour was the cake? chocolate cake! 0h, very nice. she is out of working on universal credit. she bought the housing scheme years ago but her share to fix the building could be up to £30,000. how is the way you feel about your home change through all of this? my mum died when i was 19. so the deposit for my flat essentially was inheritance. i actually was quite sensible and thought well i'll invest it into something for my life and for my future. fast forward to this now, ifeel like it's probably been the worst thing that i've ever done as the guy is sign on the died dotted line. i'm stuck with something that potentially might ruin me. it's hard to think about it all because it's just too much, too heartbreaking. concerns over building safety were triggered by the grenfell fire in 2017. 72 people died. an inquiry found the type of cladding use known as acm was the primary cause of the fires rapid spread. something wasn't right. since then the cladding crisis has only escalated, there been a wave of demonstrations. safety checks on other tower blocks after the grenfell tower fire found notjust problems with cladding but many other fire safety defects too. flammable balconies, missing fire breaks, defective insulation. at the question at the heart of this issue is who's to blame for those failures, who should pay to fix them? more conservative mps are openly did not overly criticising their own government. please come on stage and join us. the mp for steve edge has been a thorn in the side of his own party. if we don't want another grenfell, if we want buildings to be safe - lease holders cannot be forced to pay. - i'm standing up for not only the leaseholdersl i in my constituency but the lease | holders up and down the country. there are millions of people trapped and i don't want to live _ in a society where we write off millions of people. _ the government has announced a £5 billion fund to remove dangerous cladding on the highest risk blocks, about 18 metres was up a 4% cladding tax on developers on profits higher than £25 million will help to pay for it. for buildings under 80 metres, plans for a loan scheme have been pause. currently there is no financial help for those living in smaller blocks. and the housing select committee estimates this is at least a £15 billion problem. that is just to remove cladding. i work so hard constantly, working to provide food for my child, working to provide a roof for my child that i did the thought that that could just go away in an instant because i already seen people become bankrupt because of the situation. sophie bought this two bed flat in chelmsford just weeks before her son reuben was born. but their world came crashing down. which part of the building is a problem? behind you you can see the acm panels. so this stuff here? that's the same type of cladding as grenfell. sophie is left to find out how much it may cost to remove and it's taking a toll on her mental health. crippling depression where you can't get an couldn't see the point in anything. i've been able to pick myself up from the worst of it but since then i've had such bad issues with anxiety. some days i feel like i can't leave the house. and i have physical problems leaving the house because i feel sick. sophie is not alone in her struggles. i've come to sheffield to find out more about how housing and health are interlinked. new research carried out by academics here and shared exclusively with the bbc found that the building safety crisis is having a severe impact on the mental health of some leaseholders. it was a kind of really catastrophic experience for some people. that's not something that exist today but kind of goes on in the future as well. and worst—case scenarios goes? several people as point of crisis through building safety problems. this is in a result of them needing to get immediate help from a gp. things like feeling that they couldn't go on, they were trapped and they couldn't see a way out of this crisis was leading to feelings of suicide and self—harm. if we don't see a change in policy, some action actually, where is this going to end? back in chelmsford sophie went to her gp for help and has been prescribed anti—anxiety medication. the doctor was so shocked by her situation he wrote to her local mp asking her to raise the issues in parliament. sophia's focuse is now on her son who has recently diagnosed with autism. the family is desperate to move somewhere bigger that meets his needs. i'm the very tip of the iceberg, on the lucky ones that have support around me. my love for my son has enabled me to drag myself up from the depths of despair to go reach out to get help, to keep myself in check. he has worked in the construction sector to sector for four decades. he says building regulations are shrunk from 300 pages to 2a pages over the years and can be ambiguous. to what extent has this crisis been 20—30 years in the making? i think it goes back to the 70s and 80s in terms of the old deregulation bandwagon. we were having meetings with governments in 2009, 2010 with our concerns about the quality issues on building size. it's been there for a very long time. rewind to 1984, tower blocks are being completely recovered or reclad and new materials. this is a bbc documentary called the great british housing disaster structural engineers warned of the possible fire risks from cladding even back then. i think it's absolutely essential that anything that it been placed on or around existing block should be considered very carefully in relation to a very serious fire. we think the citizens - being used were fire risk? frankly, yes. would you be prepared to them? no. industry experts have warned that the construction workforce has become used to marking its own homework. we've lost the independent, quality checks on construction sites that were always part and parcel of the process. for example, architects and engineers who used to go on site regularly to supervise the work, they really go on—site now. do you think the system is broken then? i think the system was broken in 2017. i think we are gradually fixing it up now. it's a massive job. with the new housing secretary recently in post that has been a change in tone from government. in his first appearance before the housing committee michael gove questioned why they should have to pay it all? we also have a responsibility to relieve some of the obligation faced by leaseholders at the moment who are innocent parties in this. and who are being in many circumstances asked to pay disproportionate sums. and when asked who was responsible for the problems in the first place, mr gove said while local and central government had a role he also hit out at developers. ok, the sheriff or sheriffs might not have been on the ball but the cowboys were behaving like cowboys in an unregulated way. back in london where it was supposed to start on emma's block in october but has been delayed. she bought this flat through a government affordable housing scheme so she only owns 50% of it. but terms of the lease mean she's liable for 100% of the cause. what is the reality of a shared ownership and for you? i don't think shared ownership is fit for purpose. it is to help people like me who couldn't afford to get a full mortgage on a property. so i was able to own half of it and pay rent on the other, it's really done me a disservice. i wouldn't recommend anybody to go on a shared ownership. housing experts say the cladding crisis has exposed the flaw in the shared ownership model and want it reform. i think the scheme does have a fundamental unfairness. there are potential liabilities which are so great that people are potentially going to go bankrupt or lose their homes. any scheme which purports to be affordable housing and which could lead people in that situation is not doing itsjob. emma's housing association told us our number one priority remains keeping residents say. ——safe in essex there is better news, the developer of sophia's blockers agreed to cover the cost of removing and replacing the dangerous cladding. a huge relief for those living here. a generation of homeowners face financial ruin through no fault of their own. 0rdinary people have been forced to become protesters, determined to ramp up the pressure on government developers and building owners to take greater responsibility for their part in this crisis. hello. after a cold frosty start, plenty of fine, dry sunny weather to come for monday. exceptions northern scotland breeze, cloud and some patchy rain. a few showers on the east coast running down through the tent was sussex into the channel islands. cloud increasing from the north and northern ireland as well but they are the exceptions. for many, it will be dry and largely sunny throughout the day. the breeze easing and temperatures close to average, actually. but it feels chilly compared to this mild autumn that we found so far. increasing cloud overnight and into tuesday, that means frost is going to be less widespread and hanging onto the clearer sports of england and perhaps south wales and if you missed patches around here as well. tuesday will be a cloudier day. many dry but it was to be some patchy rain to the northwest but it was to be some patchy rain to the northwest of scotland, the best producing spells turns colder again later in the week and wetter again by the end of the week. welcome to newsday, reporting live from singapore, i'm karishma vaswani. the headlines. the missing chinese tennis player peng shuai tells 0lympic officials in a video call that she's safe and well belgium becomes the latest european country to see unrest over covid restrictions — violence breaks out in brussels after a march that drew thirty thousand people. 0le gunnar solskjaer is sacked by manchester united after a string of poor results as manager. u nfortu nately, unfortunately, i cannot get the results that we needed and it is time for me to step aside. and we look at the recent successes of asian films and content — as global streaming

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