scientists say the coronavirus has mutated again in the uk. new strains have been discovered in liverpool and bristol — scientists say vaccinations remain crucial. as long as we manage to roll out the vaccine effectively to all vulnerable people, it shouldn't have too much of an impact going forward. and in the last half hour scientists from oxford university theirjab may reduce transmission. we will have the latest. back to the classroom this month — scotland's first minister announces a phased return. calls for a re—think of brexit border checks at ports in northern ireland after threats against staff. what's the real cost of all our buying and spending? a new report says the effect on the natural world should be part of the calculation. and coming up in sport on bbc news... all systems go for the six nations — after france approves covid rules that relax travel restrictions around their matches. good evening. captain sir tom moore — the 100—year old veteran who caught the nation's imagination last year — has died in hospital, with coronavirus. in a statement, his family said they were at his bedside, able to look back at a last year of life that was nothing short of remarkable. last april he won our hearts as he walked 100 laps of his garden before his 100th birthday — raising nearly £33 million for the nhs in the process. captain sir tom was being treated for pneumonia and was taken to bedford hospital yesterday. here's david sillito. captain sirtom captain sir tom moore. the word inspirational is an understatement. what began as a little family challenged to do 100 laps of his garden became a fundraising juggernaut. £39 million. born in keighley in 1920, he served in burma during the war. after that he run a business and the closest he had ever come to fame was an appearance on blankety blank. come to fame was an appearance on blankety blank-— come to fame was an appearance on blankety blank. tom, have you got a famil or blankety blank. tom, have you got a family or anyone _ blankety blank. tom, have you got a family or anyone you _ blankety blank. tom, have you got a family or anyone you would - blankety blank. tom, have you got a family or anyone you would rather i family or anyone you would rather not be watching this? two family or anyone you would rather not be watching this?— not be watching this? two girls, cominu not be watching this? two girls, coming up _ not be watching this? two girls, coming up 16 — not be watching this? two girls, coming up 16 coming _ not be watching this? two girls, coming up 16 coming up- not be watching this? two girls, coming up 16 coming up 14. - not be watching this? two girls, coming up 16 coming up 14. but| coming up 16 coming up 14. but everything _ coming up 16 coming up 14. mt everything changed when coming up 16 coming up 14. bit everything changed when his family at the fundraising page for captain tom. the hope was to raise £1000 for nhs charities to support the nurses and doctors during a pandemic, but just over a week later the total had passed £1 million. by the time he celebrated his 100th birthday, the total had top £30 million. # walk on through the wind... he also had a number one single. a duet with michael ball. captain tom had become known the world over. he received 140 birthday cards. he was made an honorary colonel. he received a knighthood. and the raf staged a birthday fly—past. i am staged a birthday fly-past. i am absolutely _ staged a birthday fly-past. i am absolutely delighted _ staged a birthday fly—past. i —n absolutely delighted with all the people like you who have come to wish me many happy birthday, it really is absolutely awesome. it has really is absolutely awesome. it has been an extraordinary _ really is absolutely awesome. it has been an extraordinary 10 _ really is absolutely awesome. it has been an extraordinary 10 months. the final entry on his wish list was an end of your trip to barbados. and then earlier this week it was announced that he had pneumonia and had tested positive for the coronavirus. as the sad news emerged this afternoon, the union flag at downing street was at half mast. captain sir tom moore was a hero in the truest sense of the world. in the truest sense of the world. in the dark days of the second world war he fought for freedom and in the face of this country cosmic deepest post—war crisis, he united us all. he cheered us all up and he embodied the triumph of the human spirit. captain tom described it as a fairy tale, but during some dark months, it was his good cheer that became a little source of joy for it was his good cheer that became a little source ofjoy for millions. never ever anticipated ever in my life anything like this. it really is amazing. i must say to everyone thank you very much to everyone wherever you are. # you'll never walk alone. # you'll never walk alone. captain sir tom moore, who's died at the age of 100. our home editor mark easton is here. mark, how do we begin to sum up this extraordinary man, this extraordinary man, this extraordinary life? i extraordinary man, this extraordinary life? extraordinary man, this extraordina life? ., extraordinary life? i think britain needed captain _ extraordinary life? i think britain needed captain tom _ extraordinary life? i think britain needed captain tom when - extraordinary life? i think britain needed captain tom when the i extraordinary life? i think britain i needed captain tom when the virus was making us question everything last spring. he was a representative of the greatest generation, the men and women shaped by wartime sacrifice to understand the meaning of duty and resilience and humility, walking up and down, up and down his garden, doing his bit, join us what that meant, uncomplaining. and with his medals proudly on his regimental blazer, he was also a cause a direct link to that time which people still see as perhaps britain because my greatest hour, the second world war. he had won the affection of the nation of generations old and young, this old soldier epitomising perhaps how we would like to see ourselves in a crisis, because as well is the indomitable spirit, there was always a twinkle in his eye, a joke and i love, and when we needed it most, as the virus raged, and we struggled to hold it together, captain tom kept on walking up and down.— hold it together, captain tom kept on walking up and down. thank you very much- — on walking up and down. thank you very much. there _ on walking up and down. thank you very much. there is _ on walking up and down. thank you very much. there is concern - on walking up and down. thank you | very much. there is concern tonight among scientists about the discovery of public health england that two new variants of the coronavirus, one customer in bristol and another in liverpool, pursuing a similar mutation to the strains identified in south africa and brazil. scientists say mutations of viruses are common and to be expected. they are trying to work what the alterations will have on the effectiveness of the vaccines currently being distributed around the country. 0ur medical editor fergus walsh reports. fighting coronavirus house by house. 80,000 adults in england are being urged to take a test even if they don't have symptoms. they live in nine postcode areas where 11 cases of the south african variant, unconnected with foreign travel, have been detected.— have been detected. there is currently _ have been detected. there is currently no _ have been detected. there is currently no evidence - have been detected. there is currently no evidence to - have been detected. there is . currently no evidence to suggest have been detected. there is - currently no evidence to suggest it is any more severe, but we have to come down on it hard. 0ur is any more severe, but we have to come down on it hard. our mission must be to stop its spread altogether and break those chains of transmission. but altogether and break those chains of transmission.— transmission. but it's not 'ust the south transmission. but it's not 'ust the south african * transmission. but it's not 'ust the south african variant _ transmission. but it's not 'ust the south african variant that h transmission. but it's notjust the south african variant that is - transmission. but it's notjust the south african variant that is of. south african variant that is of concern. the uk variant, which first emerged in september in kent, has undergone another mutation. viruses evolve over time, but there are several variants here which share one mutation of concern. it's in the spike protein. it has been found in bristol in a mutated version of the more mutation kent variant. in liverpool in a variant which mutated from the original wuhan strain. this same mutation is also found in the south african and brazilian variants. it appears to make the virus less visible to antibodies, a key part of the immune system, which could make vaccines less effective. we do have some evidence from the laboratory— we do have some evidence from the laboratory that this mutation might reduce _ laboratory that this mutation might reduce the efficacy of certain vaccines _ reduce the efficacy of certain vaccines. having said that the vaccine — vaccines. having said that the vaccine should still work very well and reduce — vaccine should still work very well and reduce transmission and reduce symptoms, — and reduce transmission and reduce symptoms, we hope, but we are going to need _ symptoms, we hope, but we are going to need to _ symptoms, we hope, but we are going to need to keep a very close eye on this _ to need to keep a very close eye on this in— to need to keep a very close eye on this. ,, , , , . ., this. in surrey the public health teams mostly — this. in surrey the public health teams mostly met _ this. in surrey the public health teams mostly met with - this. in surrey the public health teams mostly met with a - this. in surrey the public health i teams mostly met with a positive response. what do you think about this whole exercise? i response. what do you think about this whole exercise?— this whole exercise? i think it is brilliant. this whole exercise? i think it is brilliant- i— this whole exercise? i think it is brilliant. i think _ this whole exercise? i think it is brilliant. i think it _ this whole exercise? i think it is brilliant. i think it is _ this whole exercise? i think it is brilliant. i think it is very - this whole exercise? i think it is brilliant. i think it is very good l brilliant. i think it is very good that they have acted upon it really quickly. it is almost the first thing that i think they have taken stop. thing that i think they have taken sto -. ., , . , thing that i think they have taken sto -. ., , , this stop. relatively urgency. this door-to-door _ stop. relatively urgency. this door-to-door testing - stop. relatively urgency. this door-to-door testing should l stop. relatively urgency. this - door-to-door testing should provide door—to—door testing should provide vital information on how much the south african variant may be spreading silently within the community. and hopefully suppress it at least to a certain extent. buying vital time for the vaccine roll—out. vaccine is going on and there we go to. 50 vaccine is going on and there we go to, . ~' ,, vaccine is going on and there we go to. a ,, .., to. so the quicker the nhs can immunise _ to. so the quicker the nhs can immunise those _ to. so the quicker the nhs can immunise those most - to. so the quicker the nhs can immunise those most at - to. so the quicker the nhs can immunise those most at risk l to. so the quicker the nhs can l immunise those most at risk the better. and social distancing remains a vital because the less virus out there, the lower the risk of it mutating again. fergus is here now. just how worrying is this new strain, these new trains? iran just how worrying is this new strain, these new trains? iron think that the vaccines _ strain, these new trains? iron think that the vaccines should _ strain, these new trains? iron think that the vaccines should offer - that the vaccines should offer significant protection, but it could be lower than against the original wuhan virus, but there is a lot of uncertainty about this. what really matters is protection against serious disease, keeping people out of hospital, and currently it is thought from lab tests and from some trials in south africa and indeed in brazil and here, trials in south africa and indeed in braziland here, but trials in south africa and indeed in brazil and here, but the vaccines should all do a very good job at protecting people against very serious disease.— protecting people against very serious disease. what about this news that broke _ serious disease. what about this news that broke just _ serious disease. what about this news that broke just a _ serious disease. what about this news that broke just a few - serious disease. what about this i news that broke just a few minutes ago, 0xford scientists saying that theirjab, the vaccination probably has an effect on transmission? same has an effect on transmission? some very positive — has an effect on transmission? some very positive news — has an effect on transmission? some very positive news in _ has an effect on transmission? some very positive news in the _ has an effect on transmission? some very positive news in the past - has an effect on transmission? ”he very positive news in the past have our. they found there was a two thirds reduction in positive swabs amongst those who had been vaccinated. that is very good news. it seems it will help suppress virus and what's more, there was 76% efficacy between first and second doses, from 22 days after the first dose, right up to 90 days, that protection didn't drop, so that supports the uk policy of having this 12 week gap between dosing. fergus, thank you very much. the latest government figures show the number of coronavirus cases continues to fall — there were 16,840 new infections recorded in the latest 24—hour period, which means that on average the number of new cases reported per day in the last week is 23,268. across the uk an average of 32,466 people were in hospital with coronavirus over the seven days to sunday — including suspected cases in wales. 1,449 deaths were reported, that's people who died within 28 days of a positive covid—19 test. on average in the past week, 1,122 deaths were announced every day. the total number of deaths so far across the uk is 108,013. now let's look at the vaccination rollout. 350,348 people have had their first dose of one of the three approved covid—19 vaccines in the latest 24—hour period, taking the overall number of people who've had their firstjab to 9,646,715. there's growing pressure on the government to tighten uk borders. last week the government announced a list of countries from where travellers, including british nationals would have to quality in hotels. laboursays nationals would have to quality in hotels. labour says it doesn't go far enough. here is our political correspondent ben wright. there is a trickle of arrivals compared with before. but people are still coming into the uk. around 21,000 a day grading full years. but the resurgence were tightened again at the south african and brazil variants of coverage were discovered. but labour says it is time to isolate all arrivals to the uk in hotels. time to isolate all arrivals to the uk in hotels-— time to isolate all arrivals to the uk in hotels. . , ., ., uk in hotels. the greatest threat to the names uk in hotels. the greatest threat to the games of— uk in hotels. the greatest threat to the games of the _ uk in hotels. the greatest threat to the games of the british _ uk in hotels. the greatest threat to the games of the british people - uk in hotels. the greatest threat to | the games of the british people over the games of the british people over the past 10 months and the vaccine roll—out is a mutant strain of the virus reaching these shores. we have to do all we can to prevent that happening and that means a comprehensive hotel quarantine system for all arrivals in the uk. we are going to be dealing with new variants of covid for years to come, yours is not a sustainable long—term solution to this, is it? i yours is not a sustainable long-term solution to this, is it?— solution to this, is it? i disagree. i think solution to this, is it? i disagree. ithinkthis _ solution to this, is it? i disagree. i think this is — solution to this, is it? i disagree. i think this is absolutely - solution to this, is it? i disagree. i think this is absolutely vital. - solution to this, is it? i disagree. i think this is absolutely vital. at | i think this is absolutely vital. at the moment anyone coming into the uk needs proof of a negative covid test and must quarantine for 10 days. direct flights to the uk from 33 countries including south africa are now also banned, and people who have beenin now also banned, and people who have been in those places in the previous 10 days are not allowed in. except for british citizens and residents, who have to self—isolate and will soon have to quarantine at their own expense in a hotel. the policy was announced five days ago but the hotels are not yet up and running. when we announced the intention of this last week, in conjunction with other initiatives we are doing including banning trouble from other countries, and the details will be announced, it is a logistical effort as well as you will appreciate. but toda the as well as you will appreciate. but today the scottish government said the uk because my quarantine plans did not go far enough. we the uk because my quarantine plans did not go far enough.— did not go far enough. we intend to introduce a — did not go far enough. we intend to introduce a managed _ did not go far enough. we intend to introduce a managed quarantine - introduce a managed quarantine requirement for anyone who arrives directly— requirement for anyone who arrives directly into scotland regardless of which _ directly into scotland regardless of which country they have come from. here _ which country they have come from. here at _ which country they have come from. here at westminster the opposition says this is the latest example of ministers bungling their approach to borders and acting too late. there certainly seems to be a long—running debate within the government between some ministers who want the tightest possible restrictions and others fretting about the impact that could have on airlines and the economy. the government says its scientific advisers are not recommended completely closed borders, but the argument around risk is unsettled. ben wright, bbc news, westminster. school pupils in scotland will start heading back to the classroom from the end of this month. the first minister, nicola sturgeon, made the announcement to msps this afternoon. all early years and childcare, as well as pupils in primaries one to three, will return full—time in the week beginning the 22nd of february. she added that there would be a part—time return for some secondary school pupils, in s4 to s6, who have to complete practical work for national qualifications. the timetable will only be confirmed in a fortnight and will depend on the lockdown continuing to work. with more, here's our scotland editor, sarah smith. in less than three weeks these nursery school kids could be waving hello to their friends as facility should reopen full—time on the 22nd of february, along with primary school classes one, two and three. to prioritise these children, lockdown rules will remain firmly in place everywhere else. i lockdown rules will remain firmly in place everywhere else.— place everywhere else. i have to be candid that — place everywhere else. i have to be candid that the — place everywhere else. i have to be candid that the room _ place everywhere else. i have to be candid that the room for— place everywhere else. i have to be | candid that the room for manoeuvre given the current state of the pandemic is limited, but i want to be equally candid, as i have been before, about the covenant�*s determination to use every single inch of headroom we have to get children back to school, even if that means adults living with restrictions for longer —— the government's determination. emir; restrictions for longer -- the government's determination. only a few older students _ government's determination. only a few older students like _ government's determination. only a few older students like the - government's determination. only a few older students like the children | few older students like the children of key workers are secondary in glasgow and only a small percentage of the senior pupils in s for up to s six will be allowed back on a limited part time basis to undertake practical school work. we limited part time basis to undertake practical school work.— practical school work. we can't necessarily— practical school work. we can't necessarily do _ practical school work. we can't necessarily do music _ practical school work. we can't. necessarily do music technology practical school work. we can't - necessarily do music technology at home or practical electronics, so it's important to get the young people back, so we need to think very carefully about how we bring young people back.— young people back. students still stuck at home _ young people back. students still stuck at home want _ young people back. students still stuck at home want a _ young people back. students still stuck at home want a date - young people back. students still stuck at home want a date for. young people back. students still. stuck at home want a date for when they might be back in the classroom. it's really giving us an idea about what _ it's really giving us an idea about what will— it's really giving us an idea about what will happen when we do get back to schaot— what will happen when we do get back to school and there will be a lot to catch _ to school and there will be a lot to catch up _ to school and there will be a lot to catch up on — to school and there will be a lot to catch up on. it to school and there will be a lot to catch up on— catch up on. it is 'ust hitting my morale, catch up on. it is 'ust hitting my morale. not — catch up on. it isjust hitting my morale, not going _ catch up on. it isjust hitting my morale, not going to _ catch up on. it isjust hitting my morale, not going to school. i l catch up on. it isjust hitting my- morale, not going to school. i would like to know — morale, not going to school. i would like to know when _ morale, not going to school. i would like to know when i'm _ morale, not going to school. i would like to know when i'm going - morale, not going to school. i would like to know when i'm going back, i like to know when i'm going back, but i would like it to be certain i am going back then rather than it just being constantly pushed back. all school staff and all the pupils will be offered at home testing twice a week, but it may be some time before more students can return. , , ., , , time before more students can return. , , ., , ., return. they will probably trial this initial— return. they will probably trial this initial phase _ return. they will probably trial this initial phase for _ return. they will probably trial this initial phase for around i return. they will probably trial this initial phase for around a l this initial phase for around a month. i think it will be difficult for them to shift quickly beyond that. in a two—week period we can identify whether there are new infections, and if we have this rapid repeat testing, then people can get on top of that pretty rapidly. can get on top of that pretty raidl . can get on top of that pretty raidl. , , rapidly. the scottish government is facint rapidly. the scottish government is facing sustained _ rapidly. the scottish government is facing sustained criticism _ rapidly. the scottish government is facing sustained criticism over i rapidly. the scottish government is facing sustained criticism over a i facing sustained criticism over a vaccine roll—out that is slower than in other parts of the uk. nicola sturgeon says the number of daily vaccinations is increasing and she wants to see that programme grow and accelerate. the youngest children in scotland should return to some normality soon. strict rules will remain for the rest of the country until at least the start of march. sarah smith, bbc news, glasgow. the time is 6:19pm. our top story this evening. tributes have been paid to captain sir tom moore who has died in hospital at the age of 100 with the coronavirus. and why fears over young shopper�*s debt means a buy now pay later firms will face more scrutiny by regulators. coming up on sportsday on bbc news. fears of the new coronavirus strain in south africa give australia "no choice" but to pull out of the upcoming test series. there are many ways to measure economic success, but almost all of them entail showing some form of growth whether that is a growth in profits or businesses or how much is produced. but what if that growth comes at the expense of the natural world. a landmark report out today — the dasgupta review — calls for a new way of calculating economic success, taking the value of nature into account. and it warns if we don't, there is what it calls an "extreme risk" of "catastrophic breakdown". here's our chief environment correspondent, justin rowlatt. here's the problem. amazon the company is worth about $1.6 trillion. but the amazon rainforest, the greatest ecosystem on earth, is worth virtually nothing. until that is you cut it down, sell the wood and start farming the land. the dasgupta review is an attempt to address this fundamental contradiction and says britain's greatest naturalist should... help avoid the disasters _ greatest naturalist should... hal? avoid the disasters that currently threaten the very future of all life on this planet. we threaten the very future of all life on this planet-— on this planet. we depend on the natural world _ on this planet. we depend on the natural world for— on this planet. we depend on the natural world for food, _ on this planet. we depend on the natural world for food, shelter, i natural world for food, shelter, clean air and clean water, but how do we incorporate its value into the economic system?— economic system? contemporary economics — economic system? contemporary economics does _ economic system? contemporary economics does not _ economic system? contemporary economics does not take - economic system? contemporary economics does not take nature l economics does not take nature seriously. it does not into into economic reasoning. my review is arguing that nature needs to be embedded in our economic thinking. places like kew gardens can preserve rare plants, but we need to protect whole ecosystems. his very weighty reports argues that we need to redefine the idea of prosperity itself. how can a society regard itself. how can a society regard itself as prosperous if it destroys all of this? the wonderful diversity of the natural world. the report recommends ditching gdp for a measure that reflects the true value of nature. meanwhile, taxes and subsidies should, it says, be directed to protecting ecosystems, and today politicians from all parties welcomed it.- and today politicians from all parties welcomed it. and today politicians from all arties welcomed it. ~ . ,., parties welcomed it. what the report is sa int parties welcomed it. what the report is saying essentially _ parties welcomed it. what the report is saying essentially is _ parties welcomed it. what the report is saying essentially is that _ parties welcomed it. what the report is saying essentially is that we i is saying essentially is that we cannot keep treating nature as if it were some kind of limitless resource that we can plunder without destroying both nature and in turn destroying both nature and in turn destroying ourselves. make destroying both nature and in turn destroying ourselves.— destroying ourselves. make no mistake, what _ destroying ourselves. make no mistake, what is _ destroying ourselves. make no mistake, what is being - destroying ourselves. make no i mistake, what is being proposed represents a fundamental attempt to transform the way our economies work. change won't happen immediately and the hope is that the review will prompt a global discussion about what really is precious. at a time when we are encroaching on the natural world as never before. in the past hour alexei navalny, the russian opposition activist who's one of vladimir putin's most prominent critics, has beenjailed. his sentence will be three and a half years. he and his supporters believe he is being persecuted because he is an opponent feared by president putin. the uk has described the ruling is perverse and called for mr navalny�*s immediate release. staff carrying out border checks at ports in northern ireland were told not to carry out their duties today, after concerns were raised about security. the devolved government at stormont has suspended checks of food shipments related to brexit at belfast and larne port. it's an escalation of tensions over the new post—brexit arrangements for northern ireland, brought about by the new trade border in the irish sea. here's our ireland correspondent, emma vardy. northern ireland are's ports have become a focal point for anger over brexit. this graffiti at the entrance to lana harbour has now been removed. but staff have also raised concerns about suspicious behaviour around the port. today, the officials that man the border checkpoints at both ports were stood down. we checkpoints at both ports were stood down. ~ ., checkpoints at both ports were stood down. ~ . , checkpoints at both ports were stood down. . . , . .,, checkpoints at both ports were stood down. . , . , , down. we have seen increasing signs of discontent — down. we have seen increasing signs of discontent and _ down. we have seen increasing signs of discontent and tension _ down. we have seen increasing signs of discontent and tension within i of discontent and tension within certain sections of the community. we have seen a number of incidents of graffiti threatening more intimidating nature to staff at the point of entry. the intimidating nature to staff at the point of entry-— intimidating nature to staff at the oint of ent . ., , ., , point of entry. the growing tensions stem from the _ point of entry. the growing tensions stem from the new— point of entry. the growing tensions stem from the new brexit _ stem from the new brexit arrangements which means lorry loads of goods arriving into northern ireland from britain are subject to new checks and controls that never existed before. which many unionists view as an unacceptable border, dividing up the uk. today, hauliers arriving into belfast and larne were told that checks on goods were being suspended. because of safety concerns, the eu also told staff not to show up for work at the ports today. whilst this is not being linked to any organised group, goes to show that it doesn't take much to disrupt what is already a situation here. we disrupt what is already a situation here. ~ . ., , disrupt what is already a situation here. ~ , , ., , disrupt what is already a situation here. i, ., _ here. we condemn very strongly any threat of violence _ here. we condemn very strongly any threat of violence against _ here. we condemn very strongly any threat of violence against port i threat of violence against port officials — threat of violence against port officials or anybody else in northern ireland.- officials or anybody else in northern ireland. ., . northern ireland. police say there is no evidence _ northern ireland. police say there is no evidence that _ northern ireland. police say there is no evidence that loyalist - is no evidence that loyalist paramilitaries are behind this, but northern ireland's past means there is always heightened awareness of security. the dup are calling for the government to override parts of the government to override parts of the brexit deal which are causing the brexit deal which are causing the greatest unease.— the greatest unease. ironically, after all the _ the greatest unease. ironically, after all the agreement - the greatest unease. ironically, after all the agreement and i the greatest unease. ironically, after all the agreement and the j after all the agreement and the northern ireland protocol being put in place to maintain the peace in northern ireland, and yet we find there are provisions and the weight has been handled are causing tensions. it has been handled are causing tensions. , ., . ., ., tensions. it is not clear how tuickl tensions. it is not clear how quickly the _ tensions. it is not clear how quickly the staff _ tensions. it is not clear how quickly the staff will - tensions. it is not clear how quickly the staff will return | tensions. it is not clear how i quickly the staff will return to work here, but today michael gove, the minister in charge brexit, said there were serious problems with the arrangements for northern ireland which need to be addressed. emma vardy, news. credit agreements that offer �*buy now pay later�* options are to be regulated following a boom in popularity among younger shoppers. the no—interest repayment options have been criticised for encouraging people to spend more than they can comfortably pay back. the new financial conduct authority regulation will mean greater protection for vulnerable shoppers. 0ur consumer affairs correspondent sarah corker reports. with slick advertising and celebrity influencers, buy now, pay later services like klarna have seen an explosive growth. and they are increasingly popular with the under 30s. if the website offers it as an option, i will choose that over anything else. i can get the clothes i want and treat myself. i shop probably too much anyway. i always spend too much online. but there is concern of these products can glamorise debt and encourage people to overspend. i was not keeping up with it and i was delaying my rent payment and other essential bills, so i had to get it all together and stop it. i know that if i speak to anybody my age, my friends, people who i work with, anything like that, they all know what klarna is, they all say, yeah, i've used it for this, i use it for that, or i used it last week, for example. it definitely brings i the shopping trolley to a higher amount each time. millie finds it a flexible way to shop, but admits it can be addictive. i can spend, like, £300, £400 on myself a month on it. some months, i try not to spend on it and other months ijust go a bit crazy, because you can, really, it's there, and the offer is there to buy now, pay later. hundreds of retailers give shoppers the option to delay or split payments without being charged interest, and the use of by now, —— buy now, pay later products like klarna and clearpay almost quadrupled last year as lockdown accelerated the shift towards online shopping. these services haven't been regulated in the same way as credit cards, but now the financial conduct authority says tighter rules are needed, including affordability checks, a move welcomed by debt charities. we've seen lots of times people having very easy checkoutjourneys on online retailers, being very aggressively incentivised to take out lines of credit that they might not be able to afford in the long run. with 10 million uk customers, klarna accepts now is the time for regulation. there is a sector challenge that we need to overcome to ensure that there is visibility on by now, pay later products across all providers, and that's where we see a role for regulation, to ensure that there are these standards. for some, it is a convenient way to shop, for others it is all too easy to rack up debt, and stricter controls are on the way. sarah corker, bbc news. time for a look at the weather, here's helen willetts. what about all of that snow, helen? i know, george, and there is more to come. it is nudging northwards into scotland more widely overnight and it is turning to rain at lower levels across northern england and with the flood risk their because the river levels are high, the ground is saturated, notjust in the north. the warnings are on our website. this is how it looks this evening and overnight, heavy showers in the south, showers of rain at lower levels in northern england and northern ireland and snow risk over the hills and blowing around in scotland, so you have the contrast between the chilly air, the cold air, in the north and something a little milderfurther air, in the north and something a little milder further south and potentially some more persistent rain coming into southern areas but we are still unsure exactly how far north it will come, so don't take this as the last forecast to see and do stay tuned. that pushes east allowing drier weather across central areas, still a showery picture in the north and still wintry with a snow risk across the hills of scotland and northern— but at lower levels in scotland. the north west of scotland is sheltered from the easterly breeze but still blowing the snow around, so relatively mild across southern areas tomorrow and pretty cold and feeling bitter with that wind and that blowing snow during tomorrow in the north, so you can expect the contrast here on the temperatures, but as we go through the week, that cold air will filter south and still with the same problems tomorrow night into thursday with the snow risk across scotland and the hills of northern england and lots of rain for northern ireland and potentially heavy showers in the south because it is still with the milder air. bearin it is still with the milder air. bear in mind that river levels are high, still numerous flood warnings across much of england with the ground saturated and more rain is not good news but by the time we get to the weekend temperatures are back down to three or four, even in the south. thank you, helen. let's return to our main story this evening, the news that captain sir tom moore has died with coronavirus. the 100—year—old who raised £33 million for the nhs by walking

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