Operator Good morning, ladies and gentlemen, and welcome to the Q1 2021 The Bancorp, Inc. Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the conference over to your host, Mr. Andres Viroslav. Andres Viroslav -- Director, Investor Relations Thank you, operator. Good morning and thank you for joining us today for The Bancorp's first quarter 2021 financial results conference call. On the call with me today are Damian Kozlowski, Chief Executive Officer and Paul Frenkiel, our Chief Financial Officer. This morning's call is being webcast on our website at www.thebancorp.com. There'll be a replay of the call beginning at approximately 12:00 PM Eastern Time today. The dial-in for the replay is (855) 859-2056 with confirmation code of 5792244.