Operator Ladies and gentlemen, thank you for standing by and welcome to Altisource, Fourth Quarter 2021 Earnings Call. [Operator Instructions]. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions]. I would now like to hand the conference over to your host, Michelle Esterman, Chief Financial Officer. Please go ahead. Michelle D. Esterman -- Chief Financial Officer Thank you, Operator. We first want to remind you that the earnings release, Form 10-Q and quarterly slides are available on our website at www.altisource.com. These provide additional information investors may find useful. Our remarks today include forward-looking statements, which involve a number of risks and uncertainties that could cause actual results to differ.