Share Established high street banks and challenger banks alike have been awarded the Moneyfacts 2021 Five and Four Star Ratings in the personal loan sector today. A full list of providers that have been given the coveted Moneyfacts 2021 Five and Four Star Ratings can be found on our personal loan star rating page. When deciding who to award the Star Ratings to, a team at Moneyfacts review thousands of products across 16 categories in which extensive analysis of more than 2,000 data fields is done to make the final choice. Commenting on today’s personal loan Star Rating announcement, Samantha Owens, star ratings and personal finance analytics manager at Moneyfacts, said: “In the current climate, finding a great rate on a loan is essential, but ensuring it has the flexibility needed should circumstances change will also be an important feature for many consumers.