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Inman Connect Mortgage lenders faced a double-whammy in May, with demand for both purchase loans and refinancing falling despite the fact that mortgage rates came back down after surging in February in March. The pullback in “rate-and-term” refinancings in which homeowners refinance to take advantage of lower rates, rather than to cash out home equity was particularly pronounced, according to Black Knight’s Originations Market Monitor report. Rate-and-term refinancing rate locks fell 8.2 percent from April to May, compared to a 3.4 percent drop in purchase locks. Cash-out refinancing locks were also down 3.4 percent from month to month. Compared to a year ago, rate-and-term refi locks were down 45 percent, while purchase loan rate locks were up 42 percent. Cash-out locks also increased by 32 percent from a year ago.

United statesAnthony hsiehScott happFarm bureau bankFannie maeFederal reserveBlack knightOriginations market monitorBlack knight originations marketFarm bureauReali loansஒன்றுபட்டது மாநிலங்களில்அந்தோணி ஶியெஸ்காட் மகிழ்ச்சியாகபண்ணை பணியகம் வங்கிபன்ணிிே மே