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Federal funds rate about to rise: When and how mortgages, other loans will be impacted

Federal funds rate about to rise: When and how mortgages, other loans will be impacted By Kelsey Ramirez article The Federal Reserve will increase the federal funds rate, economists say, which will have ripple effects on interest rates on mortgages, personal loans and student loans. (iStock) The time to act is now for homeowners looking to refinance their home loan into a lower interest rate. That’s because the money markets are betting on an increase in interest rates this year. That is, they are now pricing a 100% chance that the Federal Reserve will increase the federal funds rate by December 2022.

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