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You need to compare the best rate that you can get for your profile. Moreover, the lowest rate is often offered to customers with excellent credit scores so you need to get your credit report and check the best rate you can get against your score.
For longer tenure loans, even a minor change in interest rate can have a big impact on the overall cost that one will pay for the loan. Therefore, when it comes to a home loan the interest rate that you pay assumes highest significance.