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Operator Good morning and welcome to Home Point Capital s first-quarter 2021 earnings call. [Operator instructions] I will now turn the call over to Gary Stein, head of investor relations at Home Point Capital. You may begin. Gary Stein Head of Investor Relations Thank you, operator. Welcome to our first-quarter 2021 earnings call. Joining me this morning are Willie Newman, president and chief executive officer; and Mark Elbaum, chief financial officer. During our prepared remarks, we will be referring to the slide presentation, which is available on the Events section of the Home Point investor relations website. Before we begin, I d like to remind you this call may include forward-looking statements, which do not guarantee future events or performance. Please refer to Home Point s most recent SEC filings, including the company s annual report on Form 10-K, which was filed on March 12, 2021, for risk factors related to these statements. We may be discussing certain non-GAAP

United statesMark elbaumGary steinWillie newmanHome point capital incHome point capitalHome pointChief executiveஒன்றுபட்டது மாநிலங்களில்கேரி ஸ்டீன்வில்லி புதியவர்வீடு பாயஂட் மூலதனம் இன்க்வீடு பாயஂட் மூலதனம்வீடு பாயஂட்தலைமை நிர்வாகி