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BMO Financial Group Reports First Quarter 2021 Results Financial Results Highlights Net income of $2,017 million, an increase of 27%; adjusted net income 1 of $2,038 million, an increase of 26% Reported EPS 1,2 of $3.06, an increase of 27% Provision for credit losses (PCL) of $156 million, compared with $349 million Reported net efficiency ratio 1,3 of 56.3%, compared with 60.3% ROE of 15.7%, compared with 13.3%; adjusted ROE 1 of 15.8%, compared with 13.5% Common Equity Tier 1 Ratio of 12.4%, an increase from 11.4% in the prior year TORONTO, Feb. 23, 2021 /PRNewswire/ For the first quarter ended January 31, 2021, BMO Financial Group (TSX: BMO) (NYSE: BMO) recorded net income of $2,017 million or $3.03 per share on a reported basis, and net income of $2,038 million or $3.06 per share on an adjusted basis.

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