Dubai: Insurers selling the Dh550 a year Dubai Health Authority mandated ‘basic’ health cover plan in Dubai have been told not to pad up these policies with additional benefits. And if they still want to offer ‘enhanced cover’, they can only sell these policies at a minimum premium of Dh750 a year.
“The DHA (Dubai Health Authority) mandated that the minimum premium on any DHA-approved enhanced cover should not be less that Dh750 – and that’s excluding ‘Basmah’ and VAT,” said M. Rajendran, Managing Director at Al Futtaim Willis, the insurance brokerage and consultancy. (The ‘Basmah’ is an additional sum insurers selling approved basic insurance plans set aside if any of the insured need cancer treatment. The compulsory Basmah contributions are made on each such policy sold.)
Dubai: The minimum premium rate to buy a ‘basic’ health insurance plan in Dubai could in for an increase from Dh550, according to senior sources in the local insurance and healthcare sectors. If so, this could be the first major premium increase in regulator-approved basic plans since their launch in 2014.
“From insurers’ point of view this is much needed to stop insurers “subsidizing” this basic product,” said Mustafa Vazayil, Managing Director of Gargash Insurance, one of the top brokerage firms in the UAE. “As and when the premium on the basic plan goes up, the expectations are that on higher benefit plans, annual premiums could witness some reductions.”
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Dubai: Continuing its tradition of providing access to quality health care for all blue collar workers and the middle class, Right Health, a Dubai based affordable health care enterprise, inaugurated its 63rd clinic in Karama, Dubai on Wednesday.
The state-of-the-art clinic which will integrate specialist consultation, diagnostic facilities and a pharmacy, was inaugurated by Awad Saghir Al Ketbi, director general of Dubai Health Authority.
Dr Sanjay Paithankar, Managing Director of Right Health Care, told Gulf News, “This is the first time we have integrated consultation, diagnostics and pharmacy at our clinic. We found that most workers who were referred to specialists were unable to avail those consultations because of the prohibitive costs that are covered by their insurance. So we created this clinic to help workers from all our clinics in UAE get specialist consultation at affordable rates. We continue to provide heavily subsidised prices for blue collar workers and the midd